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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Exellent

Efficient and fast reliable anyone can apply Reviewed on: 29th March 2022

Very good card for every day purchases

Excellent customer support, very efficient and good customer service Reviewed on: 29th March 2022

Great service

Very quick account setup, no account issues. Reviewed on: 29th March 2022

Brilliant experience

Great service, no problems with using the app it’s very responsive and have not encountered any problems Reviewed on: 29th March 2022

Customer service amazing

Reliable and efficient customer service. No long queue or people not knowing. Very good service all round with a user friendly app Reviewed on: 29th March 2022

Good Service

They where quick to respond and I am please with the Service Reviewed on: 29th March 2022

Fair and Easy

Great app, instant repayments - as soon as you send the money, no waiting. Really good minimum payments Reviewed on: 29th March 2022

Excellent

Excellent service.excellent all round for everything Reviewed on: 29th March 2022

So good to stay with Zopa

Really awesome with their services Reviewed on: 29th March 2022

User friendly, easy banking

I have never had any issues with Zopa. Easy approval process and user friendly online banking app. Reviewed on: 29th March 2022

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