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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

For the most part, good

for the most part they are really great. There was however a hiccup on the app with loading my card and so it made me miss a payment which was never rectified and damaged my credit Reviewed on: 28th March 2022

My regular monthly order.

I find using Zopa so easy that I don't get flustard or panicky, reading my statements they are plain and simple which makes my life easier. Reviewed on: 28th March 2022

Brilliant Bank

So straight forward to use, money’s gets put on credit card straight away Reviewed on: 28th March 2022

Flexible and reliable

I have had no issues at all with zopa who have looked after me with their line of credit. I was so impressed that even my partner has used them for a loan. Great work and keep up the great work Reviewed on: 28th March 2022

Great card great service

Very easyvtobuse and keep up with on app Reviewed on: 28th March 2022

Superb thank you

Excellent web service and understood every step Thank you Reviewed on: 28th March 2022

Amazing company

Really helpful and use full company Reviewed on: 28th March 2022

Love this.

Service good highly recommend excellent! Reviewed on: 28th March 2022

Life saver

Zopa changed my credit score and improved my financial situation Reviewed on: 28th March 2022

Absolutely brilliant

I have never had any problems with Zopa and I would highly recommend Reviewed on: 28th March 2022

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