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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

i m happy

i recommanded for all people its good card Reviewed on: 29th March 2022

Fantastic card

Best credit card ever used. Website is Reviewed on: 29th March 2022

Very easy process

A very easy process and approval Reviewed on: 29th March 2022

Excelent

Tranzacții rapide și sigure,respect pentru client Reviewed on: 29th March 2022

By far one of the best credit cards I've had.

Easy to complete application. Instant decision on approval. Card arrived very quickly and ready to use in seconds. Best credit card app I've used as its simple to use, has all the right tools to manage your account and offers you some great deals. Reviewed on: 29th March 2022

Top card

Brilliant card super app easy to use Reviewed on: 29th March 2022

Best service provider

I love the customer service and the ease in which I can access the service. I have in fact recommended Zopa to family and friends after which they have availed the services too! Reviewed on: 29th March 2022

Brilliant

I couldn't get a credit card,but ZOPA helped me to improve my credit rating and get credit, so thank you. Reviewed on: 29th March 2022

fantastic experience

Great service, easily manageable app and friendly customer service makes borrowing money that much easier. Reviewed on: 29th March 2022

Great card

Great card come with good benefits Reviewed on: 29th March 2022

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