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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good experience overall

Works well as required, Google pay integration makes it handy to use and no extra charges ever, since i am using it .. Almost 6 months.. Happy and recommended by anyone aiming to build a credit score for less expensive credit card option. Reviewed on: 28th March 2022

Mr

Easy to use app and very handy. Great customer service and updates. Reviewed on: 28th March 2022

Very good

Easy and quick, I recommend it to everyone Reviewed on: 28th March 2022

Brilliant experience.

Wonderful customer service with transparency every step of the way. Reviewed on: 28th March 2022

Great card for credit building.

I have not had any issues or problem so far since using the service Reviewed on: 28th March 2022

Excellent service

Easy to use i like to use zopa credit card low interest Reviewed on: 28th March 2022

Best card ever

Good card to get you on the road to recovery Reviewed on: 28th March 2022

Fantastic product

Easy to use and simple app. Easy application process. Reviewed on: 28th March 2022

Zopa is great

Since I have had my zopa card I have had great service with no issues or problems and would recommend zopa to anyone having issues gaining access to credit Reviewed on: 28th March 2022

My vote

Good all round experience, no trouble with their app Reviewed on: 28th March 2022

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