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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

So quick and easy

Online questionnaire quick reply card arrived in less than a week love it Reviewed on: 29th March 2022

i m happy

i recommanded for all people its good card Reviewed on: 29th March 2022

Fantastic card

Best credit card ever used. Website is Reviewed on: 29th March 2022

Very easy process

A very easy process and approval Reviewed on: 29th March 2022

Excelent

Tranzacții rapide și sigure,respect pentru client Reviewed on: 29th March 2022

By far one of the best credit cards I've had.

Easy to complete application. Instant decision on approval. Card arrived very quickly and ready to use in seconds. Best credit card app I've used as its simple to use, has all the right tools to manage your account and offers you some great deals. Reviewed on: 29th March 2022

Top card

Brilliant card super app easy to use Reviewed on: 29th March 2022

Best service provider

I love the customer service and the ease in which I can access the service. I have in fact recommended Zopa to family and friends after which they have availed the services too! Reviewed on: 29th March 2022

Brilliant

I couldn't get a credit card,but ZOPA helped me to improve my credit rating and get credit, so thank you. Reviewed on: 29th March 2022

fantastic experience

Great service, easily manageable app and friendly customer service makes borrowing money that much easier. Reviewed on: 29th March 2022

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