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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Nice happy fair company

Best company I'm with , I'm with 6 different credit card companies Reviewed on: 28th March 2022

I love my Zopa Card

I love my Zopa card, I’ve always struggled with finding credit and I was so shocked to have been accepted and this has been amazing for me. I use this card for daily expenses as I’m trying to build my credit. Reviewed on: 28th March 2022

Zopa is the best,

I never had an problems to receive best loan and credit cards thanks to Zopa, everything is easy and understandable Reviewed on: 28th March 2022

User Friendly

Lovely app and credit card. Easy to setup and use, easy to see transactions and balance. Very happy. Reviewed on: 28th March 2022

A true honest service

I found this credit card company fair and very easy to work with . Reviewed on: 28th March 2022

Excellent credit card provider

My experience with Zopa has been great so far support is always helpful no late payment fees and very low interest rates would recommend them to all my family and friends Reviewed on: 28th March 2022

Accessible, easy to use, brilliant

With my time using the card/account I find it very user friendly, helps build my credit with timely payments, increase of credit a great help in my aid get a better credit score highly recommend to friends and family Reviewed on: 28th March 2022

Fantastic service

So easy to set up and to use. The app is amazing and helps keep track of your spending. No issues at all! Reviewed on: 28th March 2022

Excellent

Easy to set up and use and no sales calls Reviewed on: 28th March 2022

Voting

Amazing customer service and team Reviewed on: 28th March 2022

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