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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent company

Very good communication, very fair rate, no problems at all! Reviewed on: 29th March 2022

This is an amazing bank which aloud me the chance to build back my credit rating

I was struggling with my credit after my ex girlfriend took out lots of things in my name and didn't pay them, zopa aloud me the chance to build up my credit by giving me a card, I have now got up to 554 on my clear score from 121 in just 1 year... Reviewed on: 29th March 2022

happy

I am happy and is very helpful Reviewed on: 29th March 2022

Easy to use app

Very easy to see spending and pay from the app Reviewed on: 29th March 2022

Brilliant service

Easy to use app brilliant service Reviewed on: 29th March 2022

Brilliant

Quick and easy to use it's amazing and have already told people about zopa Reviewed on: 29th March 2022

User friendly

Easy to use, notifications are handy Reviewed on: 29th March 2022

Fast and helpful

It took minutes to be approved easy understanding application and great little App to monitor my movements Reviewed on: 29th March 2022

Simple to use easy to keep track

The card is a card, the beauty is the App and how easy it is to use and keep track of spending Reviewed on: 29th March 2022

Balancing my credit

This app and credit card has helped me keep my finances on track. Reviewed on: 29th March 2022

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