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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Does what it says on the tin.

So far so good. They have done everything as promised and the app is easy to install and use. Reviewed on: 28th March 2022

Easy and clear

Used for a couple of years now, and everything is way easier than other credit providers i use, even paying is simple. I've used this as a great tool to grow my credit rating Reviewed on: 28th March 2022

Everything's fine

Nice card, fast transfer, no problems :) Reviewed on: 28th March 2022

FANTASTIC

Great service. Staff that care. Not usual for a banking service. Reviewed on: 28th March 2022

About Zopa

I'm happy to have this credit card. Easy and flexible!! Reviewed on: 28th March 2022

Power in your pocket

This card is simply amazing giving you such great buying power far exceeding most other credit cards and it comes with such a reasonable interest rate it makes the whole experience a dream. The app also is so very easy and user friendly to navigate all I can truly and very honestly say is WOW!!! Reviewed on: 28th March 2022

User friendly

A straight forward and user friendly App, excellent * Reviewed on: 28th March 2022

Best credit card

Best card by far I have loads of cards but this one is 5 star Reviewed on: 28th March 2022

Best card

I will always recommend that card to everyone Reviewed on: 28th March 2022

Easy to manage

App is good and had no issues with them. Would recommend to friends Reviewed on: 28th March 2022

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