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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Outstanding quality service

Fantastic service always from Zopa from customer service to ease of the Zopa app best service on the Web thank you Zopa for an amazing service keep it up ❤️ Reviewed on: 29th March 2022

Well happy

Very easy to use,everythings easy to understand,with bills etc Reviewed on: 29th March 2022

No nonsense straight forward understanding

Only been with them for a short time and I've found them helpful and hassle Reviewed on: 29th March 2022

Customer service is excellent and very straightforward

I like Zopa because they are easy to use, and you get helpful hints as well as messages to keep track of your spending Reviewed on: 29th March 2022

Best service

Best service ever highly recommend Reviewed on: 29th March 2022

Everything outstanding keep track of spending

Everything great customer service lovely keep track of spending easy payments Reviewed on: 29th March 2022

Great customer service and very friendly.

Helpful staff, friendly and efficient. They have solved any problems i had with ease and speed. Very pleased with overall service. Reviewed on: 29th March 2022

Excellent

Very helpful credit card, easy to use and is very effective. Reviewed on: 29th March 2022

Excellent service

No issues using service. Great product. Would recommend Reviewed on: 29th March 2022

Credit card made simple

Very Easy to use app takes the mystery out credit card experience. Reviewed on: 29th March 2022

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