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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy and fast service and updates available

Easy and fast service and updates. Reviewed on: 29th March 2022

Straightforward and easily managed

Excellent credit card service with real-time payment capability and very clear terms. Highly recommended. Reviewed on: 29th March 2022

Great service

Ever since I received my card, the app makes it easy to manage and control my spendings. And whenever I call up they always have right answers. So great service all around. Reviewed on: 29th March 2022

Very good & very easy

Zopa have a great service and a great support team to help you along the way, with a easy set up and account system. Brilliant company. Reviewed on: 29th March 2022

Fantastic company

Zopa has really helped me boost my credit score as well as have a little extra money when needed, Reviewed on: 29th March 2022

Absolutely amazing.

Very easy to deal with and navigate the app, payments clear straight away. Reviewed on: 29th March 2022

Zopa is excellent

The Zopa credit card helps to rebuild you credit score Reviewed on: 29th March 2022

I think zopa is a very good credit card

It was so easy to do an application and was delighted with my credit limit I got to start off with Reviewed on: 29th March 2022

Great Service and Wonderful App

This app has so much to offer and it so easy to work with. They have great service and so many other rewards. Reviewed on: 29th March 2022

very good

really helpfull and pleasant to speak to Reviewed on: 29th March 2022

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