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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Always helpful

The account is easy to run, simple to use and customer service always helpful. Reviewed on: 28th March 2022

Great Service

Very fast and efficient service. Simple application and quick arrival Reviewed on: 28th March 2022

Great service

Never had an issue, they gave me a card when I had bad credit and had a limit increase since then, never more than I can afford Reviewed on: 28th March 2022

Amazing

Fabulous little credit card ! Love the colours and design too Reviewed on: 28th March 2022

Very good

It is nice service . Easy to use. Card looks nice . It has good amount for credit Reviewed on: 28th March 2022

Zopa the one you can trust

My experience with Zopa has always been positive, every dealing I have with them they always sort things out quickly and efficiently, and there customer service is excellent, as with any card as long as you use it wisely then they become Reviewed on: 28th March 2022

Quality service

Absolutely brilliant to deal with Reviewed on: 28th March 2022

Great bank

Pleasure to deal with always great customer service Reviewed on: 28th March 2022

Easy to work with, great app, smart and efficient

Happy to be a customer of Zopa; everything is good so far, highly recommended. Reviewed on: 28th March 2022

Super easy

My card came within days and I find the mobile app really easy to use - in comparison to others Reviewed on: 28th March 2022

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