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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent credit card

Everything on line, just a finger print away. So easy to understand. Layout is brilliant, thank you. Reviewed on: 29th March 2022

Easy and fast service and updates available

Easy and fast service and updates. Reviewed on: 29th March 2022

Straightforward and easily managed

Excellent credit card service with real-time payment capability and very clear terms. Highly recommended. Reviewed on: 29th March 2022

Great service

Ever since I received my card, the app makes it easy to manage and control my spendings. And whenever I call up they always have right answers. So great service all around. Reviewed on: 29th March 2022

Very good & very easy

Zopa have a great service and a great support team to help you along the way, with a easy set up and account system. Brilliant company. Reviewed on: 29th March 2022

Fantastic company

Zopa has really helped me boost my credit score as well as have a little extra money when needed, Reviewed on: 29th March 2022

Absolutely amazing.

Very easy to deal with and navigate the app, payments clear straight away. Reviewed on: 29th March 2022

Zopa is excellent

The Zopa credit card helps to rebuild you credit score Reviewed on: 29th March 2022

I think zopa is a very good credit card

It was so easy to do an application and was delighted with my credit limit I got to start off with Reviewed on: 29th March 2022

Great Service and Wonderful App

This app has so much to offer and it so easy to work with. They have great service and so many other rewards. Reviewed on: 29th March 2022

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