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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brilliant

From applying to receiving card top class app is very good as well already told a lot of people about it Reviewed on: 29th March 2022

Fantastic card

My Zopa card has helped me so much in boosting my credit score and has supported me with managing my money each month. The app is easy to use as well. Fab card! Reviewed on: 29th March 2022

Best provider

App is easy to use and understand Reviewed on: 29th March 2022

First credit card in ages and the app is great

It’s helped me build my credit score and everything is laid out so it’s easy to understand Reviewed on: 29th March 2022

Trusted and most helpful credit card provider.

I never had credit card before until I needed one. I have been turn down many times from different banks and other companies because I don’t have good credit score. Surprisingly, when I tried Zopa, they accept me without hesitations consider I only have really low credit limit. They are really amazing!! Highly recommended. Reviewed on: 29th March 2022

Easy to use

Easy to apply, app is easy to understand, and its simply to transfer payments to the card... Reviewed on: 29th March 2022

Just great

I applied and within ten mins I was accepted and ready to go download the app and it couldn’t be easier fantastic company Reviewed on: 29th March 2022

Excellent Bank

Its easy to open an account, and it's managed to do banking online and do some transfer. Reviewed on: 29th March 2022

Great service

Absolutely amazing service and information given in all aspects Reviewed on: 29th March 2022

Excellent credit card

Everything on line, just a finger print away. So easy to understand. Layout is brilliant, thank you. Reviewed on: 29th March 2022

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