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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Excellent

5
Easy to view spending and keep track of it. Reviewed on: 28th March 2022
Tracy Pullen's avatar
Tracy Pullen

Good service

4
Fast, straightforward service with decent interest Reviewed on: 28th March 2022
dennismhonda@googlemail.com's avatar
[email protected]

The service is fantastic

5
Fantastic and professional very much appreciated Reviewed on: 28th March 2022
Saidu Sanu 's avatar
Saidu Sanu

Easy Peasey

5
Easy easy , to use, to sign up for and then get on with what you need to do. Reviewed on: 28th March 2022
Lesley Mulcahy's avatar
Lesley Mulcahy

excellent

5
never had a problem with zopa very good Reviewed on: 28th March 2022
jason.o'loughlin 's avatar
jason.o'loughlin

easy to use quick transactions

5
very easy to activate and use in shops or online shopping highly recommended Reviewed on: 28th March 2022
neven78@hotmail.co.uk's avatar
[email protected]

Excellent

5
App is brilliant and gives you all the info you need. Highly recommend .. Reviewed on: 28th March 2022
Sarah Prince's avatar
Sarah Prince

Solid

3
Some pretty solid dudes and I needed to write 32 characters Reviewed on: 28th March 2022
Jacob's avatar
Jacob

Excellent

5
Never had any issues with them. Excellent company to deal with. Reviewed on: 28th March 2022
Paul Chesshire's avatar
Paul Chesshire

Really good customer service

4
Easy to apply and the customer service is great also easy to make payments by direct debit or normal payment Reviewed on: 28th March 2022
Amal Prakash's avatar
Amal Prakash

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