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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Happy service

It has been a very easy process and the app is simple to use especially when I'm not good with technology Reviewed on: 28th March 2022

Easy no fuss card

Great app very easy to use. Would recommend Reviewed on: 28th March 2022

Brilliant excellent service

Therms are fair and understanding Reviewed on: 28th March 2022

Excellent

Never had a problem good app and easy navigation Reviewed on: 28th March 2022

Stress free and easy to understand

First credit card I have had, I am in late 50's. Was simple to understand and navigate, any questions were answered professionally. Reviewed on: 28th March 2022

Very helpful

Great customer service helpful and efficient Reviewed on: 28th March 2022

Top App

Easy to use app to control spending and keep an eye on balance so you don't overspend Reviewed on: 28th March 2022

The Card with my name on it.

Its what what we all need, security in your pocket. So easy to use and Customer Service Support at your finger tips. The only card you'll ever need. Reviewed on: 28th March 2022

Easy and straightforward

Very easy to use app, all the information is readily available with a very intuitive U.I. Reviewed on: 28th March 2022

Straightforward as it gets

Easy sign up process & account is very easy to manage Reviewed on: 28th March 2022

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