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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great credit card service

Zopa is a great credit card service, Reviewed on: 29th March 2022

Just excellent

Great for everything, low interest, updated regularly and customer service team are excellent too Reviewed on: 29th March 2022

Best.

Zoppa really help me when i was in need. Best credit company! Reviewed on: 29th March 2022

Saved the day!

Ended up with a bad credit score after a bad relationship, zopa gave me a chance to rebuild that and put me back on track never been hapier Reviewed on: 29th March 2022

Great starter credit card

If you need to get started on the credit ladder, build your rating this card account is highly recommended. The app is easy to use and understand. Reviewed on: 29th March 2022

Excellent

Very easy to use and quick action affordable and competitive Reviewed on: 29th March 2022

I like it

I like Zopa, making a payment is easy. The only thing I struggle with is contactless payment - it doesn’t work for me but other than that it’s good Reviewed on: 29th March 2022

Zopa simplicity

I recommend Zopa as I recently became a new customer of Zopa and the service received and simplicity of its app is so easy to use and very reassuring for a person like me who isn’t the best with modern technology. Reviewed on: 29th March 2022

Best customer service

Best customer service and very helpful for my daily life Reviewed on: 29th March 2022

Amazing

Great company, fantastic app. Brilliant customer services. Reviewed on: 29th March 2022

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