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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing ! Could not find any better

It’s amazing I have been using it for a few years now ! I have had no issues at all ! Customer service is even better ! I could not ask for more Reviewed on: 29th March 2022

Helpful keeping you up to date

I find it great as when need it it is available, no hassle or pressure Reviewed on: 29th March 2022

Fast quick decision

Fast decision upon applying Card arrived very quickly Reviewed on: 29th March 2022

One of the best things I ever got

I was struggling a lot untill I was shown zuto now I can’t get enough of it Reviewed on: 29th March 2022

Best Credit Card Provider

Zopa is amazing for me because they make it easy for you to see how well you’re utilising your credit. I’m the app it also shows you your score and tells you what to do to improve your score and stay on track Reviewed on: 29th March 2022

Great all round

Quick acceptance,quick arrival and quick and easy to use app !! Great card!! Reviewed on: 29th March 2022

Very good customer service and fast process on application for card

They were very understanding and helpful Reviewed on: 29th March 2022

Quick easy and helpful

The best credit card company around. So easy and quick and a helpful service. Must importantly for me. Was how the company handled my identity safety. I am very impressed with Zopa. Reviewed on: 29th March 2022

Easy, reliable, helpful

Extremely easy and user friendly app. Makes everything simple for us to understand. Doesn't just give large credit straight away meaning less chance if huge debt. Reviewed on: 29th March 2022

Nice one

I will recommend everyone to take Zopa Reviewed on: 29th March 2022

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