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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent credit card

Actually I’m using 2 to 3 credit cards but I love this card because fast updates on payments and everything that I love in zopa Thank you zopa thanks for everything Reviewed on: 29th March 2022

Amazing ! Could not find any better

It’s amazing I have been using it for a few years now ! I have had no issues at all ! Customer service is even better ! I could not ask for more Reviewed on: 29th March 2022

Helpful keeping you up to date

I find it great as when need it it is available, no hassle or pressure Reviewed on: 29th March 2022

Fast quick decision

Fast decision upon applying Card arrived very quickly Reviewed on: 29th March 2022

One of the best things I ever got

I was struggling a lot untill I was shown zuto now I can’t get enough of it Reviewed on: 29th March 2022

Best Credit Card Provider

Zopa is amazing for me because they make it easy for you to see how well you’re utilising your credit. I’m the app it also shows you your score and tells you what to do to improve your score and stay on track Reviewed on: 29th March 2022

Great all round

Quick acceptance,quick arrival and quick and easy to use app !! Great card!! Reviewed on: 29th March 2022

Very good customer service and fast process on application for card

They were very understanding and helpful Reviewed on: 29th March 2022

Quick easy and helpful

The best credit card company around. So easy and quick and a helpful service. Must importantly for me. Was how the company handled my identity safety. I am very impressed with Zopa. Reviewed on: 29th March 2022

Easy, reliable, helpful

Extremely easy and user friendly app. Makes everything simple for us to understand. Doesn't just give large credit straight away meaning less chance if huge debt. Reviewed on: 29th March 2022

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