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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy peasy

quick easy process and straight forward set up and use of app Reviewed on: 28th March 2022

Fantastic team

Have had nothing but praise for Zopa All the staff are so helpful Easy payments Excellent customer services Thank you Zopa Reviewed on: 28th March 2022

Top class

Since using Zopa my credit has become alot easier to understand, if i need help there's always someone available to help me, the interest is fairly low when you compare it to others, yes i am very happy with zopa and yes i would highly recommend (infact i do and have recommended them to my family and friends) Reviewed on: 28th March 2022

Very easy to use

Very easy to use and affordability Reviewed on: 28th March 2022

Literally came here to win the money

I am skint so could do with it if you're reading this x Reviewed on: 28th March 2022

Great and easy to use!

I really like the ease of use on the app, the available help and the push notifications Reviewed on: 28th March 2022

Reliable trustworthy

Very helpful Great for people with bad credit Highly recommended Help me up my credit score Reviewed on: 28th March 2022

Very good really and when you get intouch they sort it InTouch

Avery good experience easy to sort any questions out good app on my phone credit good and keep you up to date on what's happening in their company Reviewed on: 28th March 2022

Spot on

Can not fault it up to date information clear and percise no exactly what you owe and when your payment will be taken Reviewed on: 28th March 2022

Very good and helpful!

Zopa is efficient and trustworthy in providing a sustainable credit card service. Reviewed on: 28th March 2022

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