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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
48% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44345)

Great credit card

5
Great credit card friendly staff and helpful and flexible with payments when needed Reviewed on: 29th March 2022
pete moon's avatar
pete moon

I LOVE ZOPA

5
My credit score has never looked so good. Only had Zopa a couple of months but it's helped me so much! I recently bought a car on finance and the financial advisor told me I have 'the best credit score' for an 18-year-old he's ever seen. Thanks, Zopa you truly are the best :) Reviewed on: 29th March 2022
Kesheba Evans's avatar
Kesheba Evans

Amazing

5
Great card, great service, no hassle Reviewed on: 29th March 2022
Paul's avatar
Paul

Great Team

5
1 will highly recommend Zopa to family and friends. Very easy to apply and my card arrived in 3days. Unbelievable how the site works. Thanks to all Zopa team. Reviewed on: 29th March 2022
Ng 's avatar
Ng

Great company

5
Zopa have been outstanding throughout my whole experience with them. I would recommend them to anyone. Reviewed on: 29th March 2022
Nicci Finn's avatar
Nicci Finn

Amazing

5
Very easy and reliable, would recommend to anyone Reviewed on: 29th March 2022
Alex Allen's avatar
Alex Allen

Good

5
Excellent very easy to assess and very good response. Charges are reasonable. Providing loan for the client. Reviewed on: 29th March 2022
Baiju 's avatar
Baiju

Zopa is the nicest credit card I have ever seen I loved it

5
It’s amazing and easy to use I really loved it Reviewed on: 29th March 2022
Zaki Show tube's avatar
Zaki Show tube

Reliable and helpful overall good experience.

5
I have a easy accessible app to keep track of my spending. Zopa are great with any customer queries I’ve had and have dealt with it quickly and efficiently. Reviewed on: 29th March 2022
Melissa's avatar
Melissa

Easy and efficient

5
I like zopa because it is simple you and easy to use. No more jumping through hoops to figure things out. GO ZOPA! Reviewed on: 29th March 2022
Cameron Laudat's avatar
Cameron Laudat

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