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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great card

Customer service is brilliant if I’ve ever any problems they sort it quickly, the app is fantastic straight forward and easy to use even for people like me who aren’t great with technology! Reviewed on: 28th March 2022

Fabulous

This card is straight forward easy to use and very transparent with customer service agents always at hand when you need them. Reviewed on: 28th March 2022

Easy and very reliable

Always on hand for any issues or problems. Very easy to use app and regular statements Reviewed on: 28th March 2022

Nice product

Great service and product. Does what it says Reviewed on: 28th March 2022

Best credit card company

Iam really over the moon with this company really good and great service Reviewed on: 28th March 2022

Zopa's GREAT!

I love my Zopa credit card. It gives you real time information, what you've spent and how much you've got left to spend. When you make a payment that shows up immediately as a receipt in your e-mails. I've also been able to set an amount aside as a buffer so I never go over my credit limit. Zopa is all-in-all a very helpful, well organised company. Reviewed on: 28th March 2022

Eranda

Very good lending company… very helpful … easy to use ❤️❤️❤️ Reviewed on: 28th March 2022

does what it says on the tin

great simple to use. good fr credit building Reviewed on: 28th March 2022

It has been really helpful

It help at point of time when you needed Reviewed on: 28th March 2022

Good service

Easy to use and clear app, regular account updates and notifications. Great service. Reviewed on: 28th March 2022

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