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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best credit card company ever

Best customer service, they always sort out issues in seconds Reviewed on: 29th March 2022

Reliable company

Good company on who u trust & u safe as well Reviewed on: 29th March 2022

The best

Thank you so much I'm so thankful Reviewed on: 29th March 2022

Easy to use, quick service

This bank is extremely easy to set up, your card and account is reasy to use very quickly. The app give you the chance to check on your accounts easily and stress free. Reviewed on: 29th March 2022

my zopa

only had a short time but very impressed by service Reviewed on: 29th March 2022

Easy to access

I enjoy using the card for transaction Reviewed on: 29th March 2022

Zopa Card

Zopa card is very good . The app is really easy to use to make payments and track your spending. Reviewed on: 29th March 2022

The best bank I have ever used

Quick and easy to access your money via mobile phone Reviewed on: 29th March 2022

Very good card and the app is amazing

Very good and the app is great you can do all within the app Reviewed on: 29th March 2022

Great service

Provide great service for everyone even with bad credit, they take a chance on people Reviewed on: 29th March 2022

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