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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
48% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44345)

Great service

5
Provide great service for everyone even with bad credit, they take a chance on people Reviewed on: 29th March 2022
Tim Worsnop's avatar
Tim Worsnop

The best

5
Very helpful and have good reputación Reviewed on: 29th March 2022
Maritza's avatar
Maritza

Great service

5
I had issue to get credit card previously but Zopa give me a chance to get it. Thanks Reviewed on: 29th March 2022
Russo's avatar
Russo

Great first time credit card

5
I found it easy to set up and easy to use as a first credit card. Reviewed on: 29th March 2022
Caitlin Lester's avatar
Caitlin Lester

Amazing Service

5
Excellent professional service would highly recommend to anyone Reviewed on: 29th March 2022
Joanne Mcmordie 's avatar
Joanne Mcmordie

One of the best

5
I applied for a card and I got the card after 9 days. Bad experience no I called through to Zopa after 7 days and the operator was very good and sent out another card and advised he sent it first class. Using the card is very easy and one of the best features is the cushion cap which helps you manage your money better. Reviewed on: 29th March 2022
Raihaan's avatar
Raihaan

Loved it

5
I like the way they provide things to them who really wants it Reviewed on: 29th March 2022
Dhruvil Patel's avatar
Dhruvil Patel

Excellent

5
The application process was very straight forward. My account was open instantly and my card arrived within a week. Notifications are prompt and the app is very easy to use. Reviewed on: 29th March 2022
SonSon Gooner's avatar
SonSon Gooner

New Customer Review

5
I have had a good response from Zupa as a new customer, found their application process very secure with a good APR happy to recommend. Reviewed on: 29th March 2022
john smith's avatar
john smith

Great and convenient

5
I love it as its so easy to use.. never had an issue as a mum of 3 with 2 businesses speed is key for me and the app is amazing and super easy to navigate! Reviewed on: 29th March 2022
Laura Duffy's avatar
Laura Duffy

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