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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Steel fixer

Three years experience………………………. Reviewed on: 29th March 2022

This is how borrowing should be

Easy application process and no extortionate fees Reviewed on: 29th March 2022

Fantastic

My honest opinion is that the Zopa app platform was so easy to apply for especially for me as I am rebuilding my credit after bankruptcy and I appreciate it's hard to get a credit card but zopa have been good in my approval. The app is user friendly and informative Reviewed on: 29th March 2022

Great card to build credit

Real easy process Great rates would highly recommend 5 stars Reviewed on: 29th March 2022

Experience

Excellent likely recommend friends Reviewed on: 29th March 2022

Great Service

Zopa are a great company to use the customer services team are friendly and understanding and I get regular updates so I can stay in control of my spending Reviewed on: 29th March 2022

Fab

Always here to help, not matter what problem I have Reviewed on: 29th March 2022

Great card

Great professional company life's a breeze with them Reviewed on: 29th March 2022

Wery good!

Wery good .I like because is easy to use it! Thank you! Reviewed on: 29th March 2022

Great bank

I love the clear and easy way you can use the bank/app Very refreshing to have a bank with people in mind . I've recommended many people to zopa. Keep the way your in touch with the public. Fantastic. Thank you . Reviewed on: 29th March 2022

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