Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy and secure

Zopa is a great credit agency. They are very easy to contact if you have any queries/issues. After every payment there is excellent security so you are aware of each payment you make and you also get notifications. I am very happy with the service. Reviewed on: 28th March 2022

One of the best

One of thebest services I have used. Very friendly service Reviewed on: 28th March 2022

Good

Great credit card wonderful good great customer service Reviewed on: 28th March 2022

Best experience

Good customer service overall happy with the customer service very helpful Reviewed on: 28th March 2022

Good card

Very helpful with credit report and information Reviewed on: 28th March 2022

Great company

Easy an straightforward no complications Reviewed on: 28th March 2022

Life saver

The card came extremely quickly and the credit limit increased after a short period time which was perfect because I booked a holiday for my birthday and I was sipping on pina coladas the next day!! Reviewed on: 28th March 2022

Great service, easy to use

Professional, easy to use app, friendly service. Reviewed on: 28th March 2022

Zopa are by far the best credit card provider!

Zopa has super cheap fees as well as supporting their customer on any problems or issues they have. You start with a very generous balance and the app is very easy to use and effective in many ways, if you want a credit card, your first choice should be Zopa! Reviewed on: 28th March 2022

The best credit card banking app

Zopa gives you the desire satisfaction. An edge towards greatness and peace of mind with financial stability. All choose Zopa. Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexicard
from Halifax 4.57 from 5 reviews
Select Credit Card
from Nationwide 3.63 from 10 reviews
Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub