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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent service

Easy to apply almost immediate response card arrived very quickly very happy with service. Reviewed on: 29th March 2022

Steel fixer

Three years experience………………………. Reviewed on: 29th March 2022

This is how borrowing should be

Easy application process and no extortionate fees Reviewed on: 29th March 2022

Fantastic

My honest opinion is that the Zopa app platform was so easy to apply for especially for me as I am rebuilding my credit after bankruptcy and I appreciate it's hard to get a credit card but zopa have been good in my approval. The app is user friendly and informative Reviewed on: 29th March 2022

Great card to build credit

Real easy process Great rates would highly recommend 5 stars Reviewed on: 29th March 2022

Experience

Excellent likely recommend friends Reviewed on: 29th March 2022

Great Service

Zopa are a great company to use the customer services team are friendly and understanding and I get regular updates so I can stay in control of my spending Reviewed on: 29th March 2022

Fab

Always here to help, not matter what problem I have Reviewed on: 29th March 2022

Great card

Great professional company life's a breeze with them Reviewed on: 29th March 2022

Wery good!

Wery good .I like because is easy to use it! Thank you! Reviewed on: 29th March 2022

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