Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good App and customer service, no issues

I like that the app is instantly showing what I am buying and paying back. easy to use. No issues so far. I have already recommended some of my friends. Reviewed on: 28th March 2022

User friendly App and Card

I love ZOPA the App is user friendly and the card to easy to install on Google Pay and sends an SMS to let you know how much spent on each transaction so can budget effectively Reviewed on: 28th March 2022

A sweet help in time on need

Zopa is very affordable and friendly app, easy to use and understand. All steps taken from purchase to repayment are all walk in the park. Highly recommended Reviewed on: 28th March 2022

No hassle credit

Thus is an awesome card for people getting back onto of their finances. Easy to use, no fuss ! No hidden extras. Go zoopla Reviewed on: 28th March 2022

Ergonomically absolutely excellent!

An absolute ergonomic experience with an array of benefits compared to other competitors! Reviewed on: 28th March 2022

Fantastic

Sensible lending with easy access to services! This card is helping me create a better financial future! Reviewed on: 28th March 2022

Best card Ive had

Love being with Zopa easy to use and never had a problem will be using for many years to come Reviewed on: 28th March 2022

Friendly relaxed and easy to function

Very simple to use fast transactions and great communication with friendly and helpful staff. This company has given me yhe chance to use a credit card when I was turned down by most. I couldn't he without my zopa card. Reviewed on: 28th March 2022

Efficient and brilliant service

dependable and straightforward service Reviewed on: 28th March 2022

Cannot pay with smartphones

Maybe is necessary for improvement application Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase credit cards
from MBNA 2.82 from 196 reviews
Credit card
from M&S Bank - Marks and Spencer 2.83 from 190 reviews
Credit Card
from Ocean Finance 4.76 from 19 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub