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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa Credit Card & Savings pot

It’s good to have some credit again , it really helps take the anxiety out of unforeseen expenditure. Enjoy using the savings account too Reviewed on: 29th March 2022

Mr

Everything is ok good great Reviewed on: 29th March 2022

100% satisfied

I am very satisfied with the account I opened, they are helpful in any doubts we may have, so the advice I open an account on Zoppa Reviewed on: 29th March 2022

5 Stars

They are very fast with the results, very easy application easy to use I recommend it. Reviewed on: 29th March 2022

Great

Easy to use, good customer service Reviewed on: 29th March 2022

Very efficient

Nice , professional and quick response Reviewed on: 29th March 2022

Perfect !!!

I am very happy :) thank you credit card from all people Reviewed on: 29th March 2022

Easy company to apply for

For someone with bad credit, they approved me and gave me a credit limit that I’m able to afford in full each month to build my credit score back up and be on the right path to rebuilding my credit score Reviewed on: 29th March 2022

Very Good

Good service, App is easy to navigate Reviewed on: 29th March 2022

super easy to use!

perfect for a first credit card, really easy to use! Reviewed on: 29th March 2022

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