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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Best service

Accessible and transparent banking. Reviewed on: 28th March 2022

Great experience and user friendly customer services Team.

Initially my credit limit was low but shortly after few months they have increased the limit which was really useful for me . Reviewed on: 28th March 2022

Great credit building card

I didn’t have great credit but you gave me a chance and I’ve been able to build it so well with your help Reviewed on: 28th March 2022

They are incredible in terms of everything

I have been using it since months and never had any problem. Everything is perfect. Reviewed on: 28th March 2022

Zoos rules

Zoos has been honest up front and straight forward from the moment I signed up for their credit card making payments are easy as 1 2 3 plus the interest is not to bad making a lot of difference to my spending power Reviewed on: 28th March 2022

It's great credit card app

Gives you full description of how to increase your credit score. Reviewed on: 28th March 2022

Great customer experience

From the beginning of having my credit card the experience with zopa and it's employees has been fantastic Reviewed on: 28th March 2022

A great company

It's a really good company and they help me through difficult times thank you Reviewed on: 28th March 2022

A good website and company

Good services and professional Reviewed on: 28th March 2022

Excellent!!!!

Easy to use. Amazing App So many benefits and customer perks. Best card I've had by far. Thanks so much X Reviewed on: 28th March 2022

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