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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to apply

I find this card very good It has a very good app as well Reviewed on: 28th March 2022

Absolutely fantastic service, would recommend to anyone and everyone.

Absolutely fantastic service, would recommend to anyone and everyone. Peace of mind and complete satisfaction. I use Zopa on a regular basis and I get offered very good rates Reviewed on: 28th March 2022

Brilliant

I really like my zopa credit card, the app is easy to use.. Reviewed on: 28th March 2022

Amazing card

Application is easy. Staff are very helpful. I would recommend Zopa to everyone. Reviewed on: 28th March 2022

Very nice

I like how they manage your balance and everything Reviewed on: 28th March 2022

Great!

Zopa is a company easy to apply with. They try to help if your a day or 2 late and thier app is easy to use Reviewed on: 28th March 2022

Great Banking!

Zopa is really user friendly and I get instant notifications when I spend! Tells me how much I have available so I know how much to spend on the go. Thoroughly recommend Reviewed on: 28th March 2022

They understand customer service

They gave me credit card with flexible plan to pay whatever I spend . Reviewed on: 28th March 2022

No Nonsense Finance to Deal with !

Always been so easy to deal with. No jumping through hoops and running around in circles. Straight Forward Financing made Easy! Reviewed on: 28th March 2022

Nice credit offer easy to understand

Overall experience very satisfied Reviewed on: 28th March 2022

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