Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44345)

Great

5
Great company would recommend hugely Reviewed on: 29th March 2022
Fayaz Suleman's avatar
Fayaz Suleman

Zopa Credit Card & Savings pot

4
It’s good to have some credit again , it really helps take the anxiety out of unforeseen expenditure. Enjoy using the savings account too Reviewed on: 29th March 2022
James Hawkins's avatar
James Hawkins

Mr

5
Everything is ok good great Reviewed on: 29th March 2022
Vilson Belba's avatar
Vilson Belba

100% satisfied

5
I am very satisfied with the account I opened, they are helpful in any doubts we may have, so the advice I open an account on Zoppa Reviewed on: 29th March 2022
Sandra's avatar
Sandra

5 Stars

5
They are very fast with the results, very easy application easy to use I recommend it. Reviewed on: 29th March 2022
Juana Jones 's avatar
Juana Jones

Great

5
Easy to use, good customer service Reviewed on: 29th March 2022
Joanne Clark's avatar
Joanne Clark

Very efficient

4
Nice , professional and quick response Reviewed on: 29th March 2022
Mohamed's avatar
Mohamed

Perfect !!!

5
I am very happy :) thank you credit card from all people Reviewed on: 29th March 2022
Fire Destructions's avatar
Fire Destructions

Easy company to apply for

5
For someone with bad credit, they approved me and gave me a credit limit that I’m able to afford in full each month to build my credit score back up and be on the right path to rebuilding my credit score Reviewed on: 29th March 2022
Jacob Tomlin's avatar
Jacob Tomlin

Very Good

5
Good service, App is easy to navigate Reviewed on: 29th March 2022
Deany21's avatar
Deany21

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69083 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1545 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill