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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
40% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Greatest bank

5
Very easy to use .great service. Very fast payment process. Love this bank Reviewed on: 26th January 2022

Credit card

5
Great card to use and improve your credit score Reviewed on: 26th January 2022

Good Bank

5
A good bank that care about their customers Reviewed on: 26th January 2022

Really good

5
Easy to pay access bills and statement through the easy to use app Reviewed on: 26th January 2022

Great company

5
Really appreciate what zoopa have done for me when all other lenders turned they’re back on me Reviewed on: 26th January 2022

Excellent service

5
Excellent service, easy to use app and upto date information. Reviewed on: 26th January 2022

EASY!!

5
Easy to apply, app is easy to understand, no complicated jargon. Just easy money with easy repayments. Reviewed on: 26th January 2022

Credit made fair - Credit made easy

5
I was amazed at how easy the Zopa process was. From application to acceptance it couldn’t have been easier. The app shows me exactly what I’ve spent, and my bills are clear and transparent. Reviewed on: 26th January 2022

Good

5
Very nice no issues so far very secure Reviewed on: 26th January 2022

Best credit card.

5
The app is excellent, easy to navigate round and the services are prompt and helpful. Highly recommended. Reviewed on: 26th January 2022

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