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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Brilliant credit company

Zopa has been very good to me the customer service I’ve received has been outstanding they handled all my query’s and questions and problems with the highest standards zopa should be very happy with there company and structure. Reviewed on: 28th March 2022

Grate thanks

There when needed to help with the day to day bits and bats Reviewed on: 28th March 2022

Quality banking at its best

Simple secure and straightforward banking. Highly recommended I have been a regular customer for a few years now. Always happy with the service. Reviewed on: 28th March 2022

top

fantastic service, never a disappointment Reviewed on: 28th March 2022

Zopa so good

The Zopa card and app are by far the easiest combination going, an instant message when you spend or pay in to your account , a message when a payment is due, instant access to money , even if you have just put in, no fuss, no headaches , no worries, this is by far the best card I have used, such an easy app to use. Thank you Zopa, for being the peoples friend . Reviewed on: 28th March 2022

Great service, great way to build credit

Credit score improved, staff on hand 24/7 to help with any queries cannot fault them Reviewed on: 28th March 2022

There for when you need it

I recently applied for my zopa credit card, it was quick and simple ,everything was sorted with in 5 mins and I could even take advantage of the use of the card with a temporary downloaded card should I have needed , I love using the app to monitor what I'm spending and what I have to spend ,have recommended zopa to my mate who was looking for a new credit card Reviewed on: 28th March 2022

Great Service

Great Online service and easy to use App Reviewed on: 28th March 2022

zopa credit card

excellent service and a great company Reviewed on: 28th March 2022

Zopetastic!

Great credit card! No fuss easy online access and features. I have recommended to friends and family. Reviewed on: 28th March 2022

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