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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

45% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Outstanding experience

From the initial simple process online application and then the clear and concise information regarding terms and conditions and helpful advise around lending. Excellent customer service, and I am a very happy customer. Reviewed on: 26th January 2022

Great service

Easy to use. A credit card made simple Reviewed on: 26th January 2022

Simple

I’m loory driver from Wincanton Greenford ( Sainsbury’s) Reviewed on: 26th January 2022

Great Zopa experience

It's a very easy and straight forward application to receive a Zopa credit card. Is friendly and easy to use but also transparent on what you have to pay back , am very happy with Zopa Reviewed on: 26th January 2022

Application process

A very quick and easy application. No hidden charges. Easy to understand process. Very happy with credit limit I was offered . No hassle emails. Regular updates. Keeping me informed of my spending. Reviewed on: 26th January 2022

Amazing credit card

Very easy to use and helpful credit card, doesnt just increase your amount for the sake of it which is beneficial to over spenders, balance is automatically updated once a payment has been made, 10/10 would recommend Reviewed on: 26th January 2022

Excellent card

Quick n easy set up and information at hand Reviewed on: 26th January 2022

Mr

Bests credit card good and safe transaction Reviewed on: 26th January 2022

GYVATE65%

I m dont have big experanse i mane this cart 1 time Reviewed on: 26th January 2022

Very helpful and understanding.

Great bank very helpful easy process in applying, I also have a savings with them as well giving me a few options in when I can withdraw my savings ie give 30 days notice to withdraw which is a good thing that way I would not be tempted to just take it when ever I like plus the options of just saving and can withdraw whenever I like with no notice. Very happy Reviewed on: 26th January 2022

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