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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Brilliant

No stress, always keeps you up to date with whats going on in your account so no unexpected surprises when you log on. Reviewed on: 28th March 2022

Great value

Fair, great service.... outstanding Reviewed on: 28th March 2022

Helping me with my credit score

One of not many to believe and give me a chance to have a card and build up my credit history, great and easy to apply application and lets you no straight away, thanks Zopa Reviewed on: 28th March 2022

First Class Service

I have found the various products on offer meet my needs. The app is easy to use and when required, I have received excellent customer service. Reviewed on: 28th March 2022

Zopa credit card

Excellent service from Zopa great credit card services. Reviewed on: 28th March 2022

Great lending app

The app is very easy to use and the fast approval is excellent! Reviewed on: 28th March 2022

HIGHLY RECOMENDED CARD- Better then others on the market

From day one I have great verwiev of my cost and low intrest . Reviewed on: 28th March 2022

Best out of three that credit card I own.

Very easy to apply. Easy to understand terms and conditions. Fair interests rates and provided your savvy as to when to use it, and pay it back, little to no costs involved. I am incredibly impressed and would highly recommend to anyone I know, even on low income. Just got an increase offered, at the tap of a button it was applied. Dont expect to use the extra but a nice buffer if something unexpected crops up. 10/10 for me. Reviewed on: 28th March 2022

Amazing helped my credit rating

So glad I found Zopa credit card when I did I keep upto date with my payments and build my credit each month Reviewed on: 28th March 2022

Great service

Great service easy to use app and information is easy to access Reviewed on: 28th March 2022

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