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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Friendly, modern and so simple to use

Simple to apply for credit. Quick decision and the card soon arrived a few days later. Payments are rapidly credited. Couldn’t be better. Reviewed on: 28th March 2022

Credit rating

Zopa is a great start to sorting out your finances Reviewed on: 28th March 2022

Great card

Easy to manage Good interest rates Easy instant payments into card Reviewed on: 28th March 2022

Mateusz

easy operation, convenient in-app financial management, overall zopa the best credit card provider Reviewed on: 28th March 2022

Best bank ever!

Easy to use app, fair interest rates and quick responses. Reviewed on: 28th March 2022

zopa credit card

very easy to use , very quick answer , Reviewed on: 28th March 2022

Excellent experience

With the Zopa credit card I had a very pleasant experience, from very easy application to decent interest. Reviewed on: 28th March 2022

All good

Well done Reviewed on: 28th March 2022

Easy to manage service

Easy to set up, manage and top tips for improving credit score Reviewed on: 28th March 2022

Zopa have the best credit card

It was simple, easy and straight foward Reviewed on: 28th March 2022

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