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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

70% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

10 stars

Good app and easy. Recommend to all my family Reviewed on: 29th March 2022

Winner

Love the accessibility, the verification methods and the transparency. As I’m building my score I can see what percentage of my facility I’m using, when to pay to avoid interest charges as well as set a buffer so I never go over my limit. Really impressed Reviewed on: 29th March 2022

Greate credit

Zopa has been a great credit card to utilize in my day to day life and is very easy to understand and use. The app is very user friendly and can be operated by anyone. Reviewed on: 29th March 2022

Good

Good and excellent service provided all the time. Reviewed on: 29th March 2022

Fabulous service

Excellent communication and very helpful. Xxx Reviewed on: 29th March 2022

Excellent Service

Very happy with Zopa, great app and excellent customer service. Reviewed on: 29th March 2022

Outstanding service

Great credit builder I am so happy with the how it has helped my credit score onwards and upwards Reviewed on: 29th March 2022

No one better

Probably the best credit card provider out there, great customer service and a great way to grow your credit. Reviewed on: 29th March 2022

Very good

Good experience very good back A fell free and good whit zopa Reviewed on: 29th March 2022

Great service

Really great service. Quick and easy Reviewed on: 29th March 2022

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