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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
70% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44345)

Excellent easy service.

5
It was easiest application ever and the service provided on app is everything you need while you can access everything without struggling to find it … Reviewed on: 29th March 2022
rolands akmens's avatar
rolands akmens

Brilliant

5
I applied the application process was very easy would recommend to anyone i love using my card and paying back in full Reviewed on: 29th March 2022
Simon's avatar
Simon

Great easy credit card

5
Great company easy to use would highly recommend Reviewed on: 29th March 2022
Kb's avatar
Kb

Good company to deal with

5
Great management via the app, good rates and customer service. Also has a handy savings tool with 2 options. Easy access or 95 days notice. Not many banks offer this. Reviewed on: 29th March 2022
Shelley Anderson's avatar
Shelley Anderson

Brilliant

5
Applied with zopa straight forward easy no hassle fantastic now where you are Reviewed on: 29th March 2022
Andrew shorter 's avatar
Andrew shorter

Great service, fast and efficient! Great customer service

5
Understanding and great service Reviewed on: 29th March 2022
Ethan Elliott's avatar
Ethan Elliott

Zopa

5
App very easy to use, love the borrowing power feature and updates Reviewed on: 29th March 2022
J E's avatar
J E

Really good

5
I feel well looked after with Zopa. Only been a few months I joined but I am very pleased with them. Reviewed on: 29th March 2022
Viola Laczi's avatar
Viola Laczi

Great credit card

5
It’s very easy and simple to manage . I have had a few cards in my time and most of them are ok but this one is better ok. The app that supports it is very intuitive and just makes sense . It’s like Apple vs android. Common sense Reviewed on: 29th March 2022
Wild Wolf's avatar
Wild Wolf

Really helpful

5
Really helpful and understanding company. Credit card is so easy to use Reviewed on: 29th March 2022
Bethan Pearce's avatar
Bethan Pearce

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