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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
67% decrease in 5 star reviews
in the past 90 days
88% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

My credit card

5
Fantastic customer service for a great credit card. Reviewed on: 26th January 2022

Great credit card

5
So easy to use, great service. Best credit card I have had. Reviewed on: 26th January 2022

My card

4
Very good card,was easybto apply. Reviewed on: 26th January 2022

Very easy to use

5
I found myself enjoying the app and very useful Reviewed on: 26th January 2022

Easy understandable

5
Easy understandable and honest provider Reviewed on: 26th January 2022

Helping Build A Future With Credit

5
I was delighted to receive my Zopa card. With the aim of creating a more secure and significant credit future Zopa gave a credit limit that was manageable and something to build from. A great service, a clear and easy to use app. I'm looking forward to my future with Zopa. Reviewed on: 26th January 2022

Fantastic credit card

5
Simple and easy to use App, Good regular updates on spending Reviewed on: 26th January 2022

Very good

5
I like zoopa, help me if I need spend more money. Reviewed on: 26th January 2022

This card is amazing

5
my Zopa credit card .. is the best product I have come across so far !!! clear and simple application and a card that offers many possibilities !!! I recommend to everyone !!! Reviewed on: 26th January 2022

Extreme Simplicity

5
Zopa is the easiest most efficient credit card I have ever used. The statements are easy to read and clear, there always generated in ample time. Reviewed on: 26th January 2022

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