Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
67% decrease in 5 star reviews
in the past 90 days
88% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Zopa

5
Zopa credit card is excellent for people that get tuned down because of there past record but zopa credit card gives you a chance to let them see that you can use the card the right ways l will be recommended them to anyone so think you zopa credit card for giving me a opportunity to have one of your credit cards Reviewed on: 26th January 2022

Quality

5
Great credit card, helps with my credit score, really pleased with them. I definitely recommend Zopa Reviewed on: 26th January 2022

Best yet so far

5
Absolutely been pleasure to join Zopa, great limits, easy user interface. Overall worth the try. Reviewed on: 26th January 2022

Great card

5
This card is very good as everything is on the app. You can make payments anytime and check your balance. Also there us always support if you need it. Reviewed on: 26th January 2022

Credit card

5
I’ve found my Zopa credit card so easy to understand, everything is set out and so easy to understand. With Zopa you know where you are as they lay out everything and there are no hidden charges. Reviewed on: 26th January 2022

Zopa great

5
Really great customer service. Easy applications . So much so I have a personal loan and a credit card. Brilliant easy to pay back early . Fantastic Reviewed on: 26th January 2022

The app is great to use

5
Through the app you have great communication of balance and payments and what’s available to you Reviewed on: 26th January 2022

Amazing! Easy to apply for and the app works brilliantly

5
Zopa has helped me through a very Difficult patch in my life. I love the App layout easy and simple to use! I also love the card design; my info is located at the back of the card! Zopa is fantastic and I would recommend to everyone Reviewed on: 26th January 2022

Excellent, friendly service

5
I love Zopa it was there for me, it’s easy to use and I luv it Reviewed on: 26th January 2022

Great Bank

5
Very easy app to use - great work Zopa Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products