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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Best credit card in the game

Since I have had my Zopa credit card it has been nothing but great, really easy to use the app is amazing and simple and the interest rates are good and customer service is faultless. Definitely worth having Reviewed on: 28th March 2022

EFFECTIVE AND EFFICIENT.

The entire process was easy and well presented Reviewed on: 28th March 2022

Zopa is the best

Very helpful and good customer service. Would tell a friend Reviewed on: 28th March 2022

Very quick

Very good response 100 per cent quick thanks Ian from wales Reviewed on: 28th March 2022

Outstanding!!

Amazing company with great accessible help and outstanding customer service and service in general.. highly recommend!! A****** Reviewed on: 28th March 2022

Happy customer

Allways telling u what’s new and easy app to access and understand . Reviewed on: 28th March 2022

Great card

I find the app that goes with the card to be very easy to use and navigate. The service you get is first class. You always know where you are financially with zopa; if you get near your limit, they always text you to stop you from going over and incurring charges. I would highly recommend their services to anyone. Reviewed on: 28th March 2022

Easy to apply and great customer service

It’s helped me so much to build up my credit score, has been easy to understand and to access. Reviewed on: 28th March 2022

Excellent Card with first class service

So easy and transparent. Love the Zopa app to track live transactions and payments. Reviewed on: 28th March 2022

Handy little card

App easy to use aswell. Good credit limit as first time user Reviewed on: 28th March 2022

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