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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
81% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

A brilliant service

5
A simple no hassle easy to use credit card Reviewed on: 26th January 2022

Zopa dopa

5
Love the card I have totally flexible and aesthetically pleasing! Also interests rates are very good! Reviewed on: 26th January 2022

Swift, easy & clean app service

5
Love the simple easy to use app & how fast the service is with Zopa! I always recommend to friends. Reviewed on: 26th January 2022

Easy to use

5
All the way from application to using the app everything is so easy and simple to use Reviewed on: 26th January 2022

Excellent service

5
Brilliant app and great customer experience all round Reviewed on: 26th January 2022

I would recommend a friend to join Zopa

5
It’s is very easy to used their credit card Reviewed on: 26th January 2022

everything just works !!

5
from the app to the ease of use to the funky design of the card there isn't anything i dislike like about this product. they have a product that is effortless to manage and fits in with my finances. Reviewed on: 26th January 2022

Zopa is great.

5
Zopa is everything that you need, it's quick to set up and easy to use. We'll done zopa, keep up the good work. Reviewed on: 26th January 2022

Excellent Customer service

5
Uses a few times now and founds the whole process easy and trusting. Reviewed on: 26th January 2022

Brilliant easy to use credit card no fuss

4
Credit card came very quickly , I needed to build up my credit rating and this was ideal , really good interest rates and using the credit card app on my phone was so simple as usually I’m a dinosaur when it comes to technology . Reviewed on: 26th January 2022

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