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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

70% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Helpful

They have helped me a lot with my credit score and it could never be better so thank you so much I would highly recommend Reviewed on: 29th March 2022

Great way to bank

Innovative, easy and secure. What more can you ask for. Reviewed on: 29th March 2022

ease of use

Being a technophobe i was wary about the whole setting up an app and maintaining my account. However it could not have been more easy. Reviewed on: 29th March 2022

Star

Best bank easy access and quick response Reviewed on: 29th March 2022

Great Card... Responsible Lender

Great card to help build your credit rating Reviewed on: 29th March 2022

Due a award

One of the best ,easy to deal with Reviewed on: 29th March 2022

Good job

Keep the good work and keep improving yourself Reviewed on: 29th March 2022

Easy and efficient.

Easy application process, good added security when purchasing online. App excellent for keeping track of your account. Reviewed on: 29th March 2022

Very good service overall!

So far had a great experience with Zopa - their app is great and easy to use and the service has been great too. Reviewed on: 29th March 2022

Easy to use app

I have been with Zopa for a long time and I have found it a great card which keeps you informed of any use. The app is very good and easy to use. Reviewed on: 29th March 2022

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