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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great overview

5
The Zopa app gives me a great and secure overview of my spending. The card looks nice and came very quickly through the post. Reviewed on: 26th January 2022

Easy to use app 5 stars from me

4
The app is so easy to use and quick to make payments and find out more information or applications on-other products they can help you with Reviewed on: 26th January 2022

Amazing

5
Best card for beginners who want to build their credit history. Easy and hassle free transactions. Reviewed on: 26th January 2022

Great service

5
Reliable ,I would recommend any time with confidence. Reviewed on: 26th January 2022

Great Banking

5
GREAT NOT ONLY FOR CREDIT BUT GREAT WITH HELPING MANAGE YOUR MONEY Reviewed on: 26th January 2022

amazing service

5
just been great service that they provide , Reviewed on: 26th January 2022

Amazing control of your finances

5
Great updates from Zopa and an amazing app that allows you to control your spending. Reviewed on: 26th January 2022

Greatest card of all time

5
Fantastic customer service The best credit card I have ever had I’m so happy I am with Zopa Reviewed on: 26th January 2022

Great Credit Card Company

5
Had bad Credit but with help from Zopa I am now getting myself back in the game Great Company Reviewed on: 26th January 2022

Just amazing!

5
Theure friendly and helpful if you call and they’re fast, they email you regular updates going on if you qualify for their other offers and credit increases. Theure just super! They are my favourite credit company I’ve been with. Highly recommend. Reviewed on: 26th January 2022

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