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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Perfect

Perfect card for those rejected elsewhere. Reviewed on: 29th March 2022

Zopa are people friendly, easy to understand app. with great communication at all times

I would recommend wholeheartedly to anyone that needs that little bit of help until payday Reviewed on: 29th March 2022

Pika das galaxias

Its a good service inthe United Kingdom. Podpah Reviewed on: 29th March 2022

A wonderful product and Team at Zopa

The team at Zopa are extremely efficient and provide a wonderful and efficient service. My Zopa card is so handy and the communications from the team are very helpful. Would most certainly recommend to my friends and family. Thank you! Reviewed on: 29th March 2022

Nice simple banking

Everything simple to use and everything at your finger tips Reviewed on: 29th March 2022

Perfect credit card easy to use

Interest is basically non existent Reviewed on: 29th March 2022

Highly recommended

Highly recommended, excellent service, the application process is very easy and quick. Fantastic app with lots of helpful tools and tips Reviewed on: 29th March 2022

Excellent service

Excellent service, very easy to use and helped me massively Reviewed on: 29th March 2022

Superb service

Very easy to deal with and the phone app is brilliant, keeps you informed at all times. Very happy with ZOPA! Reviewed on: 29th March 2022

Very good service

Since I joined zopa ,services is so fast and friendly .can't fault it. Reviewed on: 29th March 2022

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