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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

70% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Very good service

Since I joined zopa ,services is so fast and friendly .can't fault it. Reviewed on: 29th March 2022

I love zopa but

I really like my card, but I think the limit is too low! other than that the experience with Zopa is great. Reviewed on: 29th March 2022

Fabulous service

I have had a few credit cards in the past which I paid off and closed due to for a number of reasons. I cannot recommend Zopa enough, it will be my forever credit card. The app is easy to use, payments go on straight away, their customer service is great. I have nothing negative to say about this company! Reviewed on: 29th March 2022

Best customer service

This is a great card the customer service is amazing and really friendly and helpful I would highly recommend Reviewed on: 29th March 2022

Excellent service

Applying was easy and hassle free. Communication was simple and regular updates are always appreciated Reviewed on: 29th March 2022

Easy to use, good experience

Easy to use, easy to apply, good service,i got my carde after 2-3 days was delivered quickly Reviewed on: 29th March 2022

Made some mistakes

I made a few wrong choices a few years back basically my credit score was grimm thanks to zopa they gave me a credit card to help me rebuild my score always helpful and the app is super easy to use I think they are a great credit company woukd definitely recommend them Reviewed on: 29th March 2022

Amazing bank!

Service is great, really helped me! Reviewed on: 29th March 2022

My review

Really helpful and the app is ideal and easy to navigate. Reviewed on: 29th March 2022

Easy to apply, quick card delivery

I had an instant decision on my application and the card arrived super quick. 10/10 from me! Reviewed on: 29th March 2022

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