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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,505 reviews, last reviewed 10th Apr 2026
156300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026
Paddy Henny's avatar
Paddy Henny

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43505)

Great customer service

5
Great customer services communication is excellent. The interest rate is affordable and an easy to use website. Reviewed on: 28th March 2022
Georgie's avatar
Georgie

Great company

5
Many easy ways to pay and easy to understand app Reviewed on: 28th March 2022
jonhirst1969@yahoo.co.uk's avatar
[email protected]

Smart app easy access

5
Well it works for me easy to use contact less Reviewed on: 28th March 2022
steven graves's avatar
steven graves

Excellent! Clear concise information about the services offered. Good way of advising PIN details and ability to change statement date

5
Just really satisfied with the overall experience Reviewed on: 28th March 2022
Alison Leigh's avatar
Alison Leigh

Manageable credit excellent service

5
An excellent service with manageable credit an excellent service highly recommended, keep up the good work Zopa Reviewed on: 28th March 2022
lisajhuck38@gmail.com's avatar
[email protected]

Great Service

5
I’ve had a few cards over the years but this one is the best. Builds your credit rating while allowing you to easily manage your spending and paying back. Highly recommend. Reviewed on: 28th March 2022
Ceecee's avatar
Ceecee

I'm in control.

5
Always easy make purchases and pay balances with the app. Gives me control. Reviewed on: 28th March 2022
Cheryl 's avatar
Cheryl

Great card

5
I had bad credit they have helped me build my credit back up Reviewed on: 28th March 2022
Wayne's avatar
Wayne

Great card

5
Easy to use and understand Apr is not to high Updates regularly Reviewed on: 28th March 2022
Stace28's avatar
Stace28

Brilliant

5
The app has helped me with a lot of things and would recommend it to anyone Reviewed on: 28th March 2022
Will 's avatar
Will

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