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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
70% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44345)

Very helpful & reliable company

5
Zopa is a very helpful and understanding company when you are going through some difficulties. Their service is very impressive as they are very quick and easy to use and they also have a customer friendly website, which keeps you up to date with the progress on your applications. I have a credit card with them and they always notify me 3 days before that my payment is due just so I don’t forget to make my payment. Their customer representatives are professional, helpful and polite which is refreshing as some of these credit card companies customer services are not always the best. It’s refreshing when a financial company goes out of their way to invest in their customer service. Reviewed on: 29th March 2022
RJBeauty's avatar
RJBeauty

Great card

5
Good for building credit score and 0% interesest if you pay in time Reviewed on: 29th March 2022
Catalin Cat Pelin's avatar
Catalin Cat Pelin

Great bank

5
This is a great card; the app is so easy to use and helpful. All staff are very helpful and lovely on the phone. Thank you. Reviewed on: 29th March 2022
Christina 's avatar
Christina

Best

5
ZOPA it's the best credit card in UK, I recommended for everyone, very easy to use ZOPA app, never charged more money for extra service. Reviewed on: 29th March 2022
Arunas Katkevicius's avatar
Arunas Katkevicius

Very good

5
Im quite new here but so far pretty good Reviewed on: 29th March 2022
Sufg Eg h y's avatar
Sufg Eg h y

Nice card Easy card

5
I like zopa because they are simply and easy. The app is the best Reviewed on: 29th March 2022
Wesley Arduino's avatar
Wesley Arduino

Great bank with good service

4
A great bank with good service. Good rates and even better customer service. Highly recommend Reviewed on: 29th March 2022
Kris Brakstad's avatar
Kris Brakstad

Service

5
Very good service so far, haven’t had my card long. Reviewed on: 29th March 2022
Sam's avatar
Sam

Best bank

5
The staff are friendly they respect all customers Reviewed on: 29th March 2022
Ba 's avatar
Ba

Great card

5
This card is helping my credit score you can get cash out straight away Reviewed on: 29th March 2022
Mbalumun Abuul's avatar
Mbalumun Abuul

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