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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Great card

5
Good for building credit score and 0% interesest if you pay in time Reviewed on: 29th March 2022

Great bank

5
This is a great card; the app is so easy to use and helpful. All staff are very helpful and lovely on the phone. Thank you. Reviewed on: 29th March 2022

Best

5
ZOPA it's the best credit card in UK, I recommended for everyone, very easy to use ZOPA app, never charged more money for extra service. Reviewed on: 29th March 2022

Very good

5
Im quite new here but so far pretty good Reviewed on: 29th March 2022

Nice card Easy card

5
I like zopa because they are simply and easy. The app is the best Reviewed on: 29th March 2022

Great bank with good service

4
A great bank with good service. Good rates and even better customer service. Highly recommend Reviewed on: 29th March 2022

Service

5
Very good service so far, haven’t had my card long. Reviewed on: 29th March 2022

Best bank

5
The staff are friendly they respect all customers Reviewed on: 29th March 2022

Great card

5
This card is helping my credit score you can get cash out straight away Reviewed on: 29th March 2022

Great company

5
Applied for a credit card with Zoopa and they’d increased my score already - highly recommend Reviewed on: 29th March 2022

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