Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 10th May 2025

73% increase in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Amazing credit card really helps me manage my money Amazing credit card really helps me manage my money Reviewed on: 10th May 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit Card reviews (40269)

Exelente

Exelente service and easy to use by app Reviewed on: 26th January 2022

Gave me a chance

Firstly, I was in financial trouble a few years back, my credit rating was low, I wanted a credit card that i could use here and there to improve my rating. Zopa gave me a chance when no one else would the APR isn't bad, the app is great and whenever I have had a query the team have been polite, helpful and always sort me out quickly. Thanks Zopa. I hope to be a customer for a long time. James. Reviewed on: 26th January 2022

Top

Top no drama company excepted me with not the best credit score and I’ve never let them down paying Reviewed on: 26th January 2022

Really good credit card

Really good credit card with good interest rates. Reviewed on: 26th January 2022

Easiest customer service experience I have ever had

I have used Zopa for just over a year now, it has been the most easiest company to deal with, the customer service interaction is outstanding and I believe if other companies were as good then the whole business attitude would change. From professional experienced and mostly cheerful staff to the communication with customers on updates or offers is outstanding. The easy to use app and the service they provide is why they should win an award. Reviewed on: 26th January 2022

Great credit card.

So glad I chose Zopa the App is easy to use and very convenient for making regular payments and finding out about offers personal to me. Reviewed on: 26th January 2022

Excellent Service

Outstanding customer service easy to set account up. No problems just brilliant Reviewed on: 26th January 2022

Simple efficent easy to use thats zopa

This card and app is simple easy to use all on the app as well just a way of life with zopa highly reccommeded Reviewed on: 26th January 2022

Its a great card to have I like the way it texts u to show u what u spending

Its was fast and easy to get and to set up Reviewed on: 26th January 2022

Excellent service

Love Zopa, keeps you updated on what you spend, how much you have, would definitely recommend Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.91 from 18 reviews
Classic Extra Card
from Capital One 3.72 from 6 reviews
Advance Credit Card
from Lloyds Bank 3.97 from 58 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub