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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very good

It is very good, I've already recommended Reviewed on: 28th March 2022

Fab

Easy to understand very helpful amazing Reviewed on: 28th March 2022

Excellent

Excellent, helpful service. App is easy to use Reviewed on: 28th March 2022

Simple to use the app. Great all rounder

A smooth and user friendly app. Been using it for over a year now and haven't had any issues Reviewed on: 28th March 2022

Simple and straightforward

Really easy to use, app is nicely designed and thought out - my only ask is for direct debit payments to be introduced but if you decide this is the card you want to apply for, you won’t be disappointed. Reviewed on: 28th March 2022

Best credit card service

Easy to navigate around the app. Excellent customer service. Reviewed on: 28th March 2022

Amazing and easy to understand

Zopa has given me a chance to regain a better credit score while also providing a simple and easy app Reviewed on: 28th March 2022

Happy customer

Excellent customer service, interest rate is good too easy to manage accounts and online account Happy customer Reviewed on: 28th March 2022

Brilliant company

Brilliant experience can only recommend Reviewed on: 28th March 2022

Quick, easy and simple to use

Fast to apply and be accepted, great customer service, low intrest rates. Great credit company Reviewed on: 28th March 2022

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