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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Just Perfect!

So easy to use! I love it best credit card so far! Reviewed on: 28th March 2022

Easy to use and very responsible

Zopa are a very responsible lender and there credit card and app are so easy to use makes a nice transaction every time. Reviewed on: 28th March 2022

Customer service perfection

They are so helpful, they lay out all information clearly, well designed app and are great for helping to build credit, 100% a recommendation Reviewed on: 28th March 2022

Simply the best Credit provider out there.

Zopa was the first company to offer me Credit Card when every other bank refused. Moving to a new country and building up credit score is difficult, and there comes my saver, providing with a credit card and amount to payback without interest within the given time. I would simply put Zopa as the best Credit Card company out there. Reviewed on: 28th March 2022

Great communication

Excellent customer service- fantastic response time - excellent product Reviewed on: 28th March 2022

Amazing

World class app and really easy to navigate. Constant updated with the borrowing power so you’re in the know, great people Reviewed on: 28th March 2022

Great card

No hassle easy to use app easy to set up account Reviewed on: 28th March 2022

Amazing card

Great card and great customer service Reviewed on: 28th March 2022

Best credit card!

Best bank for loan, credit card or just keep your credit score on track! Simple to use and easy to apply! Reviewed on: 28th March 2022

Glade to have a credit card with Zopa

I have been fully supported by zopa and manage my credit usage Reviewed on: 28th March 2022

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