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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Master of all cards

Zopa is the new star in the town. I’ve been a beneficiary of it for many months now and I’ve also recommended it to my many friends and family as it can be used outside of the country without any interest paid in extra. Lovin it. Reviewed on: 28th March 2022

great help

They have been a great help in letting me control my finances using the card and keeping me within the range of my spending and being able to watch what i spend and have the advantage of texting what i am spending i can keep within my limits with ease which is helping my credit file. Using them has been a breeze and no issues at all. Reviewed on: 28th March 2022

Mr Vadim

Good credit card for start increase your credit score.Easy to use Zopa application, payment Reviewed on: 28th March 2022

Great

Best credit card provider I've ever used. Their app is packed full of features not found with others. Reviewed on: 28th March 2022

Really helpful

They helped me when I needed and were brilliant Reviewed on: 28th March 2022

Absolutely amazing company and would 100% recommend to everyone.

Amazing company to have a credit card with, great service and amazing experience. Reviewed on: 28th March 2022

Great Bank.

1000 times better than any other credit card I’ve ever had Reviewed on: 28th March 2022

GREAT SERVICE

ALWAYS HAD GOOD SERVICE ON ODD OCCASION THAT I HAVE HAD TO DEAL WITH ZOPA Reviewed on: 28th March 2022

Credit cards re invented

Amazing card with outstanding app easy to manage Reviewed on: 28th March 2022

Great card to build credit

It's helping me build my credit score Reviewed on: 28th March 2022

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