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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Awesome card, easy to use

Having everything on an app that is simple and easy to use is very convenient and makes life some much easier. Also, being able to access and see how much I’m spending is really helpful for budgeting. It is also very simple to make payments and keep on top of things helping me to improve my credit rating! Reviewed on: 29th March 2022

Simple and easy

The application process was so simple and fast followed then by updates on when I recieve everything which was lovely. Then app functionality is great to top it off. Reviewed on: 29th March 2022

Zop top credit card

Good service low rates no problems gave me a card when no one else would Zopa number 1 for me Reviewed on: 29th March 2022

Easy to use

This is the easiest card to use ,adn easy to understand Reviewed on: 29th March 2022

Fantastic product

Fantasticly easy to use app. and great customer service which make managing my credit so easy. Multiple options for monthly payments, as well as up to date and easy to read statements. Reviewed on: 29th March 2022

Easy and friendly

First time ever I have such a good experience with banking. Everything is so easy and friendly for everyone. There is no small prints and even if you have an issue, support team is there for you straight away. Reviewed on: 29th March 2022

Great, just a few tweaks

Had a great experience with my Zopa cc, bit of confusion about setting up dd, but sorted in the end Reviewed on: 29th March 2022

Easy and straightforward

First bank I've come across that genuinely seam to want to help there customers. Reviewed on: 29th March 2022

A safety net when needed, reliable nd very cpmpetitive rates

I joined and have never looked back, i have used thr card for everydaay spending and it is my budget0ing tool to know that i have a limit i c0an uae from montj tp month. I enjou tgis service best cars design ever good looking card.. Reviewed on: 29th March 2022

Easy

Everything is just so smooth and easy with Zopa! Reviewed on: 29th March 2022

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