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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Reviee

Easy straight forward application easy to follow website Reviewed on: 29th March 2022

Perfect!

Zopa have really helped us build our credit score, as well as provide us with some flexibility. They were that good, my partner and daughter signed up! I would highly recommend them to anyone. They have always been prompt and thorough, when I have contacted them with queries and always provided polite, excellent customer service. Reviewed on: 29th March 2022

Easy to deal with

Zopa are a no nonsense, clearly understandable bank. Their app is very easy to use and if I have ever had to contact them on the 'phone they are always helpful, friendly and polite. I would certainly recommend them to my friends and family Reviewed on: 29th March 2022

Highly Recommended

Excellent Customer Service Highly Recommended Very Easy App to use Reviewed on: 29th March 2022

Ease of use

Easy to use and understand. The ability to make payments when you like using the app is great and interest isn't huge like other cards. Reviewed on: 29th March 2022

Perfect

Very easy and quick process to apply , app interface is very easy to Navigate and understand , great service many of the leading banks could learn something from zopa Reviewed on: 29th March 2022

Best bank company, never had any issues

I have never had any issues with Zopa, it is so straight forward and easy to use, the staff are always so patient when phoning about issues, would recommend to anyone Reviewed on: 29th March 2022

Happy with my card and love the simple app to manage my finances.

I have found using my Zopa card app very convenient, it also helps me stay on top of my finances. Thank you and keep up the good work Reviewed on: 29th March 2022

Great service and communication

A great company easy to deal with and great app Reviewed on: 29th March 2022

Decent

Very good and honest service, would recommend to friends and family. Reviewed on: 29th March 2022

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