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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

47% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Keeping control made easy

This card and app make it easy to use and stay on top of things..When you buy.. Ping.. Its off the available balance.. When you repay.. Ping.. Its back on the card.. No waiting for weeks. I love it.. Its the best Ping! Reviewed on: 26th January 2022

Great service

Zopa is really easy to apply and use. Fantastic service! Reviewed on: 26th January 2022

Great card

A great card the app is great easy and tells you everything you need to know without any hassle . Would highly recommend this card Reviewed on: 26th January 2022

Very clever concept.

a great idea when in a sticky situation financially, only downside is a payment every two weeks. Reviewed on: 26th January 2022

Fantastic bank ! Really helpful and on the ball

They have been fantastic with help and on the ball when I’ve had to deal with fraud , they got back to me straight away! Great customer care , which is something greatly lacking in banks today . I would recommend them to friends and family . So that’s a great big thank you from me Reviewed on: 26th January 2022

Brilliant!

Zopa is so simple to use and customer service is great. Thankyou Zopa. App is great too. No problems. Reviewed on: 26th January 2022

Easy to apply and great customer service. Can not thank them enough and also helps with credit ratings as long as you remember to pay in time.

Have had excellent service so no complaints from me. Reviewed on: 26th January 2022

Excellent service

I'm very happy with ZOPA and I especially like the way when you make a payment does not take 2 days its immediate with is impressive Reviewed on: 26th January 2022

A great card

Having had a low credit score it was hard to get approved for a credit card, with Zopa I've been able to build my credit profile to the point where I am now in a good place with my credit score which has opened up other avenues of credit for myself. Reviewed on: 26th January 2022

Modem banking for credit cards

It’s like monzo for credit, a modem app based banking experience for credit cards Reviewed on: 26th January 2022

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