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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great service, easy to use

Done all application online, App accessible and user friendly. Overall great. Reviewed on: 28th March 2022

Fantastic Provider

Customer Service is 2nd to none. Fantastic user friendly app. All round 10/10 Reviewed on: 28th March 2022

Brill

Excellent service would highly recommend Reviewed on: 28th March 2022

5 Star credit lender

Worth trying this new credit card which helps build-up the credit profile Reviewed on: 28th March 2022

Easy to control my money

Good customer service, I love the app. Keeps me in total control. Reviewed on: 28th March 2022

Good customer service what more can I say, but brilliant

There isn't more i can say , they are brilliant and al always quick to respond to any questions that you have and any problems you may have, always gets sorted in a matter of minutes. Reviewed on: 28th March 2022

Best companion to have when help is needed.

Always at help, whenever help is needed. Thank you Reviewed on: 28th March 2022

Great service

East to apply and easy app to keep track of spending Reviewed on: 28th March 2022

Brilliant card

Couldn't be more happy with a credit card Reviewed on: 28th March 2022

Great starter card

The app and the card is good plus the security is outstanding. The customer service is very good as well. Overall a good card option. Reviewed on: 28th March 2022

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