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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Love this card

5
Never had a problem with this card always so straight forward to use customer service always polite and do helpful Reviewed on: 28th March 2022
Kelly 's avatar
Kelly

Amazing service

5
Zopa apps is easy to monitor your in and out towards your credit. Reviewed on: 28th March 2022
jenelle_bernice@yahoo.com's avatar
[email protected]

Review of card

5
I really enjoy the services that are available, it’s clear how what is available for you, if you use credit card wisely then your score will go up and more things will be available to you. Moreover, it gives you the change to save and have access to chapter broadband if you wish to you to switch. All in all I would rate Zopa, 9/10. Reviewed on: 28th March 2022
Salah Ossailly 's avatar
Salah Ossailly

Great

5
Really user friendly and helpful staff great company Reviewed on: 28th March 2022
Carl Morrey's avatar
Carl Morrey

Easy first credit card

5
This card app makes keeping on top of your credit usage and build your credit score Reviewed on: 28th March 2022
Kayley Guest's avatar
Kayley Guest

Great

5
Dead easy to use App.No problems Reviewed on: 28th March 2022
Gary saunders 's avatar
Gary saunders

Excellent!

5
I'm extremely happy with the decision I made to join Zopa, they're great! Reviewed on: 28th March 2022
Katy's avatar
Katy

Zopa. There when you need it.

5
Zopa credit cards were there for me when so many others said no. Reviewed on: 28th March 2022
Chris Maton's avatar
Chris Maton

Glad I joined

5
As soon as i clear the balance on my other cards I'm gonna close them and only use Zopa Reviewed on: 28th March 2022
Mark Williams's avatar
Mark Williams

Great credit card provider

5
I love the app and how easy you can see your balance, payments and any other info you need! Reviewed on: 28th March 2022
Victoria Gruia's avatar
Victoria Gruia

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