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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

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4.93

Based on 40,271 reviews, last reviewed 14th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Excellent

Extremely help and easy to apply for nothing caused any issues Reviewed on: 26th January 2022

A great card and a very good app. No jargon and simple to undetstsnd

Easy process and I particularly like that payments to the card are credited within minutes. Reviewed on: 26th January 2022

Fast easy and understandable

Easy app. Easy to understand balance and credit. Fast response when payments are made. The app is well built and easy to navigate Reviewed on: 26th January 2022

one word excellent

I have had my credit card for a while and I always get messages if I'm near my limit, and also for special offers. Great compony Reviewed on: 26th January 2022

Brilliant Service

It was so quick and easy to apply, my card came within a few days and the service has been great so far. I would definitely recommend Zopa to family and friends. Reviewed on: 26th January 2022

Great card Great App

Easy to manage, there when you need it. Nice alerts from app when you use the card. Love it. Reviewed on: 26th January 2022

Top notch!

As credit card providers they are the best in their field completely reliable and very easyl to access and use the app. I would recommend zopa to anyone. Reviewed on: 26th January 2022

Most helpful banking app

Zopa has been brilliant in aiding me to build my credit score and improve my banking skills. Reviewed on: 26th January 2022

The Best

From my opinion is the best credit card Reviewed on: 26th January 2022

My summary

Excellent customer service and easy to use app from start to finish. I enjoy being able to get on the app and check my balance and pay my bill. Well done Zopa Reviewed on: 26th January 2022

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