Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

45% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Fast easy and understandable

Easy app. Easy to understand balance and credit. Fast response when payments are made. The app is well built and easy to navigate Reviewed on: 26th January 2022

one word excellent

I have had my credit card for a while and I always get messages if I'm near my limit, and also for special offers. Great compony Reviewed on: 26th January 2022

Brilliant Service

It was so quick and easy to apply, my card came within a few days and the service has been great so far. I would definitely recommend Zopa to family and friends. Reviewed on: 26th January 2022

Great card Great App

Easy to manage, there when you need it. Nice alerts from app when you use the card. Love it. Reviewed on: 26th January 2022

Top notch!

As credit card providers they are the best in their field completely reliable and very easyl to access and use the app. I would recommend zopa to anyone. Reviewed on: 26th January 2022

Most helpful banking app

Zopa has been brilliant in aiding me to build my credit score and improve my banking skills. Reviewed on: 26th January 2022

The Best

From my opinion is the best credit card Reviewed on: 26th January 2022

My summary

Excellent customer service and easy to use app from start to finish. I enjoy being able to get on the app and check my balance and pay my bill. Well done Zopa Reviewed on: 26th January 2022

A must have credit card

A credit card for those looking to build their credit score, or in a bit of a pickle with bad credit, this company will give everyone a fair shot, I got it as it’s a great company to increase credit score, and I recommended it to a close friend who hasn’t got a great credit score to get the ‘big companies’. Both of us have been over the moon with the service and simplicity of it all! Thank you! Reviewed on: 26th January 2022

One fo the best cards

It was very easy to apply for a Zopa card. The app is fit for purpose and customer service is very good. Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Argos 3.35 from 57 reviews
All in One Credit Card
from Santander 2.46 from 16 reviews
Credit Card
from Wave 2.54 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub