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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Helpful team

Easy to use app and great customer service Reviewed on: 29th March 2022

Zopa

The best Zopa in uk 1111111111 nr one Reviewed on: 29th March 2022

Overall very good

Overall very good and quite easy but the payment system is a little clunky Reviewed on: 29th March 2022

Best money choice

The app makes life so easy to manage all your finances in one place no mater what you have loans credit cards savings and many more things. Easy payment system to pay everything you need to pay in one place. Reviewed on: 29th March 2022

Easy, quick and fair limit

The application process was very easy and straight forward. And so is using the credit card. The limit was also very fair. Reviewed on: 29th March 2022

Great Credit card for Credit building

Zopa is great for builing your credit, small limits mean you won't end up £100s in debt and the credit cushion is a fantastic feature!! Reviewed on: 29th March 2022

Brilliant

Great experience, help manage your money and gives great control Reviewed on: 29th March 2022

Honest in my words

Easy to apply for Simple to understand how it all work's Recommended already Reviewed on: 29th March 2022

Excellent

I've had my credit card with this company for many months and it's been great, the app is brilliant for paying your bill, all very straight forward Reviewed on: 29th March 2022

Good experience with Zopa card!

Excellent credit card! I couldn't have chosen a better one. Reviewed on: 29th March 2022

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