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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Good experience with Zopa card!

Excellent credit card! I couldn't have chosen a better one. Reviewed on: 29th March 2022

Great

Built up my credit score fast Great card Easy to set up online app Fab Reviewed on: 29th March 2022

Convenient and fast

Can used it anywhere! And the app is very straightforward. Reviewed on: 29th March 2022

Easy for use the app in the mobile

Easy to use and communicate on the app by phone. Great customer service Reviewed on: 29th March 2022

Good customer service

Freindly, polite and very helpful and easy to deal with Reviewed on: 29th March 2022

Perfect

Great card, great service cannot fault them at all, really straight forward and reasonable throughout Reviewed on: 29th March 2022

Fab

Zopa is very good and give you everything in details regarding balance, payments and future requests. The app makes things really easy to use. Reviewed on: 29th March 2022

Brilliant

Brilliant, I have never had a problem with them, would definitely recommend, best by far Reviewed on: 29th March 2022

Zopa gave me a chance

I was trying to rebuild my credit after the Covid shutdown and turned down by other credit cards but Zpoa gave me a chance and I am so grateful. Reviewed on: 29th March 2022

10/10 best bank

Amazing customer service , would recommend to anyone Reviewed on: 29th March 2022

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