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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Easy to use

Been a great and reliable service Reviewed on: 29th March 2022

Helpful team

Easy to use app and great customer service Reviewed on: 29th March 2022

Zopa

The best Zopa in uk 1111111111 nr one Reviewed on: 29th March 2022

Overall very good

Overall very good and quite easy but the payment system is a little clunky Reviewed on: 29th March 2022

Best money choice

The app makes life so easy to manage all your finances in one place no mater what you have loans credit cards savings and many more things. Easy payment system to pay everything you need to pay in one place. Reviewed on: 29th March 2022

Easy, quick and fair limit

The application process was very easy and straight forward. And so is using the credit card. The limit was also very fair. Reviewed on: 29th March 2022

Great Credit card for Credit building

Zopa is great for builing your credit, small limits mean you won't end up £100s in debt and the credit cushion is a fantastic feature!! Reviewed on: 29th March 2022

Brilliant

Great experience, help manage your money and gives great control Reviewed on: 29th March 2022

Honest in my words

Easy to apply for Simple to understand how it all work's Recommended already Reviewed on: 29th March 2022

Excellent

I've had my credit card with this company for many months and it's been great, the app is brilliant for paying your bill, all very straight forward Reviewed on: 29th March 2022

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