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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very helpful company and the staff are excellent

Was not expecting it will happen fore to get a zopa loan help with some bills thank you so much and keep up the good work Reviewed on: 28th March 2022

So far so good

Easy to use app. Excellent communication pathways. Reviewed on: 28th March 2022

Excellent and so customer friendly

Zopa is a brilliant app customer friendly and so easy to view your transactions .highly recommended Reviewed on: 28th March 2022

Great product

From applying to using very good service. Reviewed on: 28th March 2022

Can't fault Zopa

Wanted a credit card, got a credit card, using the credit card Perfect Reviewed on: 28th March 2022

Seamless borrowing

I took this credit card to improve my credit rating and with a quick decision and speedy arrival of card once set up on the app it’s so easy to keep track Reviewed on: 28th March 2022

Clear and easy to use

Zopa's app Is very easy to use and every clear lots of benefits Reviewed on: 28th March 2022

Its such a great card.

This is my favourite credit card. Reviewed on: 28th March 2022

Easy hassle free

Easy from application to set up and using Reviewed on: 28th March 2022

Excellent

Easy to use and excellent service as well Reviewed on: 28th March 2022

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