Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

View other Zopa products

4.93

Based on 40,271 reviews, last reviewed 14th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40271)

Brilliant service

Zopa are very good and easy to use Reviewed on: 26th January 2022

Easy to use, good service

Good service and information from Zopa. Easy to deal with and app works really well Reviewed on: 26th January 2022

Very handy

Brilliant if you just need a small amount of credit to be able to manage Reviewed on: 26th January 2022

Easy app to use with useful tips

Information easily available to make informed decisions. Reviewed on: 26th January 2022

Simply awesome

Best credit card in uk and minimum return payment only Reviewed on: 26th January 2022

Polite and efficient

I have only been with them a little while, but I have no problems sorting out any issues I have had, quick and polite. Reviewed on: 26th January 2022

Recommend

I have been using Zopa for several months and there have never been any problems. Everything is understandable and easy to use. I am very satisfied. Reviewed on: 26th January 2022

Amazing service

Everything about Zopa has been easy, straight forward and stress free, would highly recommend to friends and family Reviewed on: 26th January 2022

Excellent card

Excellent credit building service and easy to use online app Reviewed on: 26th January 2022

Great card provider

Easy experience, quick service and helping me repair my credit. What's not to love Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Aqua credit cards
from NewDay 4.88 from 2845 reviews
Credit Builder
from Chime 0.00 from 0 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub