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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

47% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Very handy

Brilliant if you just need a small amount of credit to be able to manage Reviewed on: 26th January 2022

Easy app to use with useful tips

Information easily available to make informed decisions. Reviewed on: 26th January 2022

Simply awesome

Best credit card in uk and minimum return payment only Reviewed on: 26th January 2022

Polite and efficient

I have only been with them a little while, but I have no problems sorting out any issues I have had, quick and polite. Reviewed on: 26th January 2022

Recommend

I have been using Zopa for several months and there have never been any problems. Everything is understandable and easy to use. I am very satisfied. Reviewed on: 26th January 2022

Amazing service

Everything about Zopa has been easy, straight forward and stress free, would highly recommend to friends and family Reviewed on: 26th January 2022

Excellent card

Excellent credit building service and easy to use online app Reviewed on: 26th January 2022

Great card provider

Easy experience, quick service and helping me repair my credit. What's not to love Reviewed on: 26th January 2022

Best credit card around!

I had poor credit and wanted to build up my credit score, zopa accepted me and its brilliant APR! Actually below 30%! Reviewed on: 26th January 2022

Great company

Been with zopa a while now, found them nice and easy to manage everything from payments to balance. Had no issues with the company very happy with everything they offer. Reviewed on: 26th January 2022

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