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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Brilliant service.

Always consider my financial needs. Reviewed on: 28th March 2022

Top dogs

Best customer service around always helpful friendly and on hand to help with any questions I have! Have and Would recommend Zopa to anyone looking for a excellent credit card company Reviewed on: 28th March 2022

Great bank

easy app to use and a lot of options Reviewed on: 28th March 2022

Great service, and product

Not had any problems with the app at all, easy to keep track, always alerted when the card is used, would highly recomment this product. Reviewed on: 28th March 2022

Very good for poor credit and easy to use app

Have had a good experience with my card easy to use app and good reminders of payment Reviewed on: 28th March 2022

Great service

I got this credit to help my credit rating and it’s easy to make payments and you get notification when you make payments to see my balance which is great Reviewed on: 28th March 2022

Easy to use app

The app is easy to use and payment easly maid Reviewed on: 28th March 2022

Perfect

Am very happy i got account whit zopa Reviewed on: 28th March 2022

Great company

Thanks for how amazing you all are. Reviewed on: 28th March 2022

No hassle

Good and simple app and good service Reviewed on: 28th March 2022

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