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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
48% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44345)

Great service

5
Have always been fast and efficient Reviewed on: 29th March 2022
Pav's avatar
Pav

My credit card

5
Zopa was quick and efficient and charge a decent price to pay back overall a brilliant company would highly recommend them Reviewed on: 29th March 2022
Karen king's avatar
Karen king

Very good credit leader

5
Easy to use and really easy to apply Reviewed on: 29th March 2022
Franca Onojaefe's avatar
Franca Onojaefe

Great service

5
Highly recommended easy to managed online Reviewed on: 29th March 2022
Joanna 's avatar
Joanna

Great service

5
Great service would highly recommend Reviewed on: 29th March 2022
Terry's avatar
Terry

Excellent service

5
Excellent service very easy to apply and allways staying in touch very helpful Reviewed on: 29th March 2022
Linda kilroy's avatar
Linda kilroy

Great customer service

5
Payments show up almost instantly and don’t take two day to clear like all others. The easiest app to use. Reviewed on: 29th March 2022
Anonymous's avatar
Anonymous

Outstanding Service

5
Was so easy to apply and receiving the card etc didn't take long. Keeps you in budget and the app is helpful as well. Would highly recommend this card . Reviewed on: 29th March 2022
Colin Walker 's avatar
Colin Walker

Excellent

5
Zopa is so quick and easy when paying them via the app and the customer service is brilliant. Reviewed on: 29th March 2022
Ruby Cann's avatar
Ruby Cann

Great

5
Very good never had a problem always works and no charges for using abroad Reviewed on: 29th March 2022
Scott's avatar
Scott

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