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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent

Really happy with the card and impressed with the service. Easy to use app. Reviewed on: 28th March 2022

Fantastic Company

Found Zopa to a be fair honest and trustworthy bank customer service rep guided me the through the process and he was able to service my requirements with expert advice Reviewed on: 28th March 2022

Top quality

Very easy to apply for on line and quick delivery. Reviewed on: 28th March 2022

Always there for you!

A really helpful company . Always on your side helping you improving your credit score and finances! Reviewed on: 28th March 2022

Amazing

Simple to use the app and very helpful at all times Reviewed on: 28th March 2022

Quick and easy

Quick and easy to set up. App is great for keeping track of money. Would recommend! Reviewed on: 28th March 2022

Easy, convenient and low apr

Amazing customer service. Easy process to get applied and there is no confusion with any charges. I know exactly what the bill is and why. They are brilliant Reviewed on: 28th March 2022

easy to use simple and stylish

geat to deal with excellent app to track your payments and out goings Reviewed on: 28th March 2022

There when needed

Easy to use and always ready for the unexpected also everything is easy and pleasant never had to contact the company because the app is that easy Reviewed on: 28th March 2022

Ms

Great for people who need credit Reviewed on: 28th March 2022

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