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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Great service

5
Smooth great app love you can access your pin from the app and manage everything on the go ! Reviewed on: 28th March 2022
Ashton Akar's avatar
Ashton Akar

Perfect way to start rebuilding credit

5
Easy set up, straightforward app, really good card Reviewed on: 28th March 2022
janinebarron41@gmail.com's avatar
[email protected]

A breath of fresh air

5
Zopa has a been so easy to use and a complete breath of fresh air with a brilliant app to boot Reviewed on: 28th March 2022
Aimee Vickers's avatar
Aimee Vickers

Hassle free easy app and very clear when payment due

5
Nothing but positive, easy and clear when and what to pay. Reviewed on: 28th March 2022
Leanne 's avatar
Leanne

Brilliant

5
Brilliant service brilliant provider Reviewed on: 28th March 2022
Arwyn dyment's avatar
Arwyn dyment

Great service

5
Card and app easy to use and great to keep eye on spending. Reviewed on: 28th March 2022
Ken Devlin's avatar
Ken Devlin

Zopa

5
Amazing company, friendly staff had no issues with anything from Zopa Reviewed on: 28th March 2022
alfieavis26@gmail.com's avatar
[email protected]

One to beat!

5
My experience has been fantastic, the process was simple and quick. No overly long application process and the app is a brilliant simple way to keep an eye on your account and and activity. Reviewed on: 28th March 2022
Ebony's avatar
Ebony

Fantastic Honest Understanding

5
Finally a service which delivers their promises. Easy, understandable, honest and unbeatable service. Everything you need to know is there. Great app. Reviewed on: 28th March 2022
Wayne Smart's avatar
Wayne Smart

Simple, easy & good rates

5
Applying for my Zopa card was so simple, I wanted a card for easy and quick day to day purchases to increase my credit score and have found Zopa to be simple, the app is great. Reviewed on: 28th March 2022
Jay's avatar
Jay

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