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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Card with no halses

Dedicated customer care. The service is superb!! Reviewed on: 29th March 2022

Best banking service.

It was fast service and security is still high. Reviewed on: 29th March 2022

Faultless

Can't recomend zopa enough. Faultless. Reviewed on: 29th March 2022

Helpful staff

Good company to be with fair payment time Reviewed on: 29th March 2022

Help when needed

My credit wasnt good & l have been trying to sort things out & Zopa gave me the card l needed just at the right time. Thank you Zopa Reviewed on: 29th March 2022

Excellent Service

A very easy credit card, communication is excellent and app makes seeing your transactions really handy. Reviewed on: 29th March 2022

One of - if not the best new card provider.

Good interest rate, and excellent customer service. Reviewed on: 29th March 2022

Give it a try

If you are in a difficult position with your credit scores, then this card can help you build it up. Reviewed on: 29th March 2022

Excellent

Great customer experience, I’m a very happy customer and will recommend to all my friends and family Reviewed on: 29th March 2022

Easy to manage

Very easy to manage..you download the app..set up your direct debit payments and all done. Can't fault it. Reviewed on: 29th March 2022

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