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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Best service ever.

Compatible with daily living needs. Reviewed on: 28th March 2022

Great simple service

A great simple and welcom service. Great app and no fuss. Reviewed on: 28th March 2022

Amazing company

Fantastic company, brilliant customer service, user friendly online app Reviewed on: 28th March 2022

Zopa is the best

Zopa are awesome; used there for 2 years now and always offer great things for customers would definatley recommend Reviewed on: 28th March 2022

Fantastic highly recommended

Zopa is fantastic way to build credit it also has great customer service and fantastic value Reviewed on: 28th March 2022

Super

The best company I love thar Reviewed on: 28th March 2022

fast & simple

fast and simple, fully transparent, Reviewed on: 28th March 2022

Amazing

So good so helpful when needed amazing company Reviewed on: 28th March 2022

Excellent

Customer service is out standing. Reviewed on: 28th March 2022

Great no hassles

Great no hassle card with an easy to use app Reviewed on: 28th March 2022

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