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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Amazing service

When ever I've had an issue Zopa have had the knowledge and the customer services staff to help with my query fast and effective and I have left the call or the chat very satisfied Reviewed on: 29th March 2022

Super is very good

Super very good one of the best zopa Reviewed on: 29th March 2022

Excellent credit service

Very easy to use and handle I would recommend zopa Reviewed on: 29th March 2022

Easy and great

Great company, got accepted fast and process was so simple. Recommend to a lot of my friends. Reviewed on: 29th March 2022

Easy Credit Card to use

The app on you phone is so useful and easy to use to keep a track of your spending Reviewed on: 29th March 2022

Simple and easy

From start to finish my experience with zopa was so easy and simple. The app is great telling me when I've used my card, how much it was, where it was and my balance left. Reviewed on: 29th March 2022

Top bank

These guys have been a pleasure to deal with process is made simple and quick , highly recommended . Reviewed on: 29th March 2022

First Credit Card!

Great credit card! This was my first ever card and they gave me the chance to grow my credit score, which I really appreciated. They have a user friendly banking app; it keeps you updated on when a payment is taken off your card and the remaining balance you have. Also, the app allows you set a safety cushion, to prevent you from running out of credit. Highly recommend! Reviewed on: 29th March 2022

Great service. Would recommend getting this card so easy to use and rates are great

I have had card six months and i find it a great assett Reviewed on: 29th March 2022

Nice and simple

Customer service is brilliant. Everything just seems to work and it’s brilliantly straight forward Reviewed on: 29th March 2022

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