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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Awesome

Completely seamless experience straight from signing up. Everything easy to use, can see your spending live, make payments easily and get handy eligibility checks on borrowing power! Reviewed on: 29th March 2022

Excellent

Excellent credit card provider I like the way that communicates and tells you what you spent and send it to your mobile phone in my opinion excellent Reviewed on: 29th March 2022

Love it

Great service, quick to set up. Love it Reviewed on: 29th March 2022

Easy and flexible

Great service, clear and useful app. Reviewed on: 29th March 2022

Superb

Fantastic service and excellent app, so easy to use and understand. Reviewed on: 29th March 2022

Excellent service

Great service good app too. No issues at all Reviewed on: 29th March 2022

Smart application and Good customer service

Zopa provides very easy and user friendly App. Customer service represents high standards. Reviewed on: 29th March 2022

Very happy helped me boost my credit rating

Amazing card would definitely recommend helped me so much boosting my credit Reviewed on: 29th March 2022

Fabulous service!

A fabulous, stress free service at your finger tips! Highly recommended! Five stars all the way! Reviewed on: 29th March 2022

Amazing service

When ever I've had an issue Zopa have had the knowledge and the customer services staff to help with my query fast and effective and I have left the call or the chat very satisfied Reviewed on: 29th March 2022

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