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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy and Perfect

Super easy to use, helpful! Easy when you’re new to credit and need it to be easy to use and monitor. Would recommend to new people! Reviewed on: 28th March 2022

Zopa

Great card .Great app .easy to pay at the click of a button .we'll designed package Reviewed on: 28th March 2022

Fantastic

Helped me when I needed it most. Great service Reviewed on: 28th March 2022

Awesome in an app

Zopa have been a joy to deal with. From application to account set up. It’s so easy to keep track of your spending and the alerts are fab! The app is user friendly and easy to navigate around. Five stars out of five from me! Reviewed on: 28th March 2022

Straightforward

When no one gave me a chance, zopa gives opportunity to change my standing and pushed me up Reviewed on: 28th March 2022

Great product

Easy to use, modern app. Recommended. Reviewed on: 28th March 2022

Great

Great easy to use. Credit building. Reviewed on: 28th March 2022

Fantastic card

Been really handy to have. Brilliant app makes it easy to use. Reviewed on: 28th March 2022

They have been amazing

I had a low credit score but they still gave me a card and a small credit limit for me to manage easy. They recently put this up as I had paid well and only used the credit within my limit Reviewed on: 28th March 2022

Simple, transparent, dynamic.

Simple, transparent and dynamic. Just as a modern lender should be. Reviewed on: 28th March 2022

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