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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

nice card work at every place

nice card works at every place and i am very happy Reviewed on: 29th March 2022

Awesome

Completely seamless experience straight from signing up. Everything easy to use, can see your spending live, make payments easily and get handy eligibility checks on borrowing power! Reviewed on: 29th March 2022

Excellent

Excellent credit card provider I like the way that communicates and tells you what you spent and send it to your mobile phone in my opinion excellent Reviewed on: 29th March 2022

Love it

Great service, quick to set up. Love it Reviewed on: 29th March 2022

Easy and flexible

Great service, clear and useful app. Reviewed on: 29th March 2022

Superb

Fantastic service and excellent app, so easy to use and understand. Reviewed on: 29th March 2022

Excellent service

Great service good app too. No issues at all Reviewed on: 29th March 2022

Smart application and Good customer service

Zopa provides very easy and user friendly App. Customer service represents high standards. Reviewed on: 29th March 2022

Very happy helped me boost my credit rating

Amazing card would definitely recommend helped me so much boosting my credit Reviewed on: 29th March 2022

Fabulous service!

A fabulous, stress free service at your finger tips! Highly recommended! Five stars all the way! Reviewed on: 29th March 2022

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