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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent!!!

Good customer service, very easy to use app and lot of information and help for control your spending and your needs Reviewed on: 28th March 2022

I recommend it for those who are looking for a specific solution

Zopa specifically helps in building a good credit score. It has excellent financial tools and an excellent and communicative customer service department. They always provide comprehensive and satisfactory information. Reviewed on: 28th March 2022

Kept up to date

Great communication, relevant information available and fantastic customer service Reviewed on: 28th March 2022

Good service

When ever I need extra help I always get never been let down always helpful great card for handy Reviewed on: 28th March 2022

Does the job

Does what it says on the tin. Helped me when i needed it Reviewed on: 28th March 2022

An Excellent Review

Zopa has been great for me so far, it has helped me improve my credit score from very low to good in under a year Reviewed on: 28th March 2022

Easy App

Application is easy to use, good customer service Reviewed on: 28th March 2022

amazing card

Great card highly recommend. look no further this is the card you need in your wallet keeps you on track amazing can't describe how amazing it is Reviewed on: 28th March 2022

Intuitive app, quick and interactive

I’ve used a few banking apps, most seem a little clunky. Not Zopa. It’s quick and colourful, and what about that name?! Reviewed on: 28th March 2022

Good Card

Good card, no fuss, good app too Reviewed on: 28th March 2022

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