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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Zupla

5
Great card . Worth getting one highly recommended it. Reviewed on: 26th January 2022

Simple

5
Very easy to use I have no experience online but the app is very simple to use Reviewed on: 26th January 2022

Great company

5
Zopa is a very customer focused company. They are always happy to help. Their app is very easy to understand and work with Reviewed on: 26th January 2022

Easy to sign up to and easy t use, lots of information and assistance

5
They provide a good efficient service. It is easy to sign up to and the customer services continues once you are signed up and have your card Reviewed on: 26th January 2022

Tim oshea

4
Great cc, I got to b honest it's easy to use all feature which allow u to view your pin freeze your account, order new car etc etc, all on the app. Most impressive thing I like about this cc is, when u pay money back into your balance it is I instantly theee to use. I would most deffinatly recommend this cc to my friends and family. In fact I already have. Get it or miss out. Reviewed on: 26th January 2022

Excellent service

5
My time with Zopa has not been a waste of time excellent service Reviewed on: 26th January 2022

Easy & efficient

5
Easy to use & when you make a payment towards your balance it’s goes through immediately which is very efficient Reviewed on: 26th January 2022

Zopa credit card

5
Easy process very easy to manage Reviewed on: 26th January 2022

Great

4
Great customer service . Very happy with the way the help u Reviewed on: 26th January 2022

Excellent

5
Excellent Zopa is very good I recommend to my family and friends as well Reviewed on: 26th January 2022

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