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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy zopa

Quick and easily set up good customer relations recommend anytime Reviewed on: 29th March 2022

Easy to understand app

Like how the app is easy to use, can find everything I need very quickly. Clear information makes looking after my finances easier Reviewed on: 29th March 2022

Excellent Service and full of useful information

Applied for this card 6 months ago, would recommend it to anyone, Excellent service and sound information regarding finance and spending.. Reviewed on: 29th March 2022

Brilliant service

Brilliant all rounder, from customer service to the app. Great work by you guys, muchly appreciated. Reviewed on: 29th March 2022

Fantastic service

Brilliant service with easy to use app always there when needed Reviewed on: 29th March 2022

Great

Great and very helpful they like to help you Reviewed on: 29th March 2022

Zopa credit card

Easy to use, very good mobile app, good customer service via chat Reviewed on: 29th March 2022

Fabulous Friendly and efficient

Brilliant service, friendly and efficient Staff! Great app to use which is very user friendly! Reviewed on: 29th March 2022

Good lender, with reasonable interest

Joined few months ago and am happy with the security in place, can be rest assured its safe. Reviewed on: 29th March 2022

Amy Baker

very happy easy to use service. Reviewed on: 29th March 2022

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