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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Amy Baker

very happy easy to use service. Reviewed on: 29th March 2022

Excellent service

No hassle easy to use clear statements Reviewed on: 29th March 2022

Great Bank

Great service, quick response times and super easy to use app. Reviewed on: 29th March 2022

It's a good card and is easy to use

Easy to use good service no issues Reviewed on: 29th March 2022

The best ever card ever

I have had this card for around six months. Previous I a iva and this card gave me a chance to help rebuild my credit score. Thank you Reviewed on: 29th March 2022

Easy to use, great customer service

App is easy to use easy to apply customer service is great and would recommend to anyone who wants to use it Reviewed on: 29th March 2022

An amazing credit card!

Since having my Zopa credit card it’s made my life so much easier! Paying it off is so easy and I would highly recommend Zopa to anyone wanting their first credit card, it’s great for building your credit score too. Reviewed on: 29th March 2022

Great service

The application process was easy to understand and fast. When I pay back the payment shows very quickly. I already recommended to my friends and they started using it. Reviewed on: 29th March 2022

Fantastic service

I've owned many cards in my time and I have found the entire process with zoba to be by far the best. Reviewed on: 29th March 2022

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