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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy

Easy to get i can recommend to anyone who wants to start with small credit card to build credit scores Reviewed on: 28th March 2022

The best credit card provider of ever dealt with

Easy to talk to other understand me. Reviewed on: 28th March 2022

Wonderful quick service

Customer service is fantastic and professional whilst being friendly. Courteous and knowledgeable too. Reviewed on: 28th March 2022

Great Credit Card

Great customer service and mobile App, very connected Reviewed on: 28th March 2022

Fantastic

A very good credit card for improving your credit rating and very easy to understand and pay off your balance. Reviewed on: 28th March 2022

Good

Easy, simply and app is the best Reviewed on: 28th March 2022

Outstanding delivery

They provide outstanding customer service, advisory help and follow up when required Reviewed on: 28th March 2022

Flipping amazing

Got accepted been amazing ever since 5* Reviewed on: 28th March 2022

Quick and easy

Great application process, easy and straightforward. 100% recommended. App make managing card very easy. Reviewed on: 28th March 2022

Very good

Excellent , I am very happy with Zopa, I would definitely recommend them to anyone. Reviewed on: 28th March 2022

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