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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

amazing bank

They took a chance on me, and I won't let them regret it. Theyve been amazing. Reviewed on: 29th March 2022

Easy zopa

Quick and easily set up good customer relations recommend anytime Reviewed on: 29th March 2022

Easy to understand app

Like how the app is easy to use, can find everything I need very quickly. Clear information makes looking after my finances easier Reviewed on: 29th March 2022

Excellent Service and full of useful information

Applied for this card 6 months ago, would recommend it to anyone, Excellent service and sound information regarding finance and spending.. Reviewed on: 29th March 2022

Brilliant service

Brilliant all rounder, from customer service to the app. Great work by you guys, muchly appreciated. Reviewed on: 29th March 2022

Fantastic service

Brilliant service with easy to use app always there when needed Reviewed on: 29th March 2022

Great

Great and very helpful they like to help you Reviewed on: 29th March 2022

Zopa credit card

Easy to use, very good mobile app, good customer service via chat Reviewed on: 29th March 2022

Fabulous Friendly and efficient

Brilliant service, friendly and efficient Staff! Great app to use which is very user friendly! Reviewed on: 29th March 2022

Good lender, with reasonable interest

Joined few months ago and am happy with the security in place, can be rest assured its safe. Reviewed on: 29th March 2022

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