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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great service

Great credit card. They protect your financial ability Reviewed on: 29th March 2022

Nice to use

I recommend this zopa highly.we can use this is very good for use Reviewed on: 29th March 2022

Royal flush of cards.

Excellent provider. Informative and excellent rates. Excellent app, easy to navigate and access your online card details. Reviewed on: 29th March 2022

Excellent co

A great credit card, everything is easy from application to managing my account, payments are cleared on my account straight away so I know where I am with my money Reviewed on: 29th March 2022

Recommend

I would definitely recommend zopa credit card, it has helped me rebuild my credit score with a manageable limit, it keeps me up to date with how much I'm spending and how much I owe. The app is easy to navigate Reviewed on: 29th March 2022

I like zopa because its really easy to set up and the app is easy enough

Zopa is easy to use, it took less than 5 minutes to set the app up. I have never had a problem with zopa. Id definitely recommend them to anyone, as long as there financial state is good because noone wants to get into debt, i got my decision within minuites. It was a speedy process from the very start x Reviewed on: 29th March 2022

Great service and mobile app

Nothing but good things to say, great mobile app, easy to use, so much at the touch of a button! Great service and really enjoying my new credit card Reviewed on: 29th March 2022

Great Customer Service

When i managed to block my card through forgetting my own pin, the customer support were very helpful and fast at getting my card secured and activated again. Reviewed on: 29th March 2022

Top marks in my experience

No hassle and easy to understand the app quick easy payment system which is instant unlike others which you have to wait sometimes up to 5 days. Reviewed on: 29th March 2022

Easy to use

So easy to use and really user friendly! App is great and can easily see my eligibility for products Reviewed on: 29th March 2022

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