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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing

Brilliant and helpful so understanding there if you need it. Reviewed on: 29th March 2022

Excellent

Zopa is an excellent way to improve your credit score!! Reviewed on: 29th March 2022

Best credit card I've had and have!

With how quick money goes onto the card, the easy to use app and the easy application, you cannot go wrong with Zopa! I love it and hope to use it for a long time :) Reviewed on: 29th March 2022

Purchase of goods on installments

Excellent servise and the possibility to purchase the product by paying in installments. Reviewed on: 29th March 2022

No fuss card

Zopa no fuss credit card is brilliant.Also there website is very easy to navigate around even for those that technology frightens Reviewed on: 29th March 2022

I love zopa

I love how zopa help me financially Reviewed on: 29th March 2022

Zopa

Hassle free, reliable, brilliant app, instant updates, instant payments and transfers, stress free, no concerns, good fees and APR Reviewed on: 29th March 2022

Brilliant service

Zopa have been incredibly useful and would highly recommend the services they provide. I am one very happy customer. Reviewed on: 29th March 2022

Brilliant customer service

Very efficient to issue card. App easy to use and useful . Updates very quick so you can track your spending. Very please with Zopa and the service I receive. Reviewed on: 29th March 2022

excellent service

I find it very easy to use, have no complaints about the service always there if you need help Reviewed on: 29th March 2022

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