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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very understanding

From start to finish, absolutely top notch. Reviewed on: 28th March 2022

So easy

Easy to apply for in quick simple steps, great app to manage account make payments etc. Would highly recommend Reviewed on: 28th March 2022

Zopa

Fantastic easy application and quick Reviewed on: 28th March 2022

10/10

Recommended to all family and friends, easy to use and understand Reviewed on: 28th March 2022

Great customer service. Easy to Apply!

Provided great customer service whenever I needed help. Easy to apply online, only few steps needed and approval are so fast! Got my card within less than a week; mobile app is great, keeps you updated on what comes out of your account which is always handy. Best interest rates out there for this approval rate. I don't have the best credit score but they were still able to help me and approve me! Definitely would recommend to people, specially in these times. Reviewed on: 28th March 2022

Hi

Hi. Very good and nice thanks a lot Reviewed on: 28th March 2022

Zopa the best

Very good credit card company good Reviewed on: 28th March 2022

Great card

Would always use services as I feel it makes my banking easier Reviewed on: 28th March 2022

Excellent Service

Excellent company, easy to use App where you can tell what you are spending and very easy to make payments. Can't fault this company Reviewed on: 28th March 2022

Excellent great card

Always been fair and helpfull excellent service Reviewed on: 28th March 2022

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