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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great card, great app.

Very pleased with this card. The app is easy to use and I particularly like that when you pay down the balance it is instantly credited, unlike most other cards. Stylish card design. Reviewed on: 29th March 2022

Customer service

My experience with zoopa was excellent, they helped me so much when I was in a difficult place. Very understanding people Reviewed on: 29th March 2022

Excellent card

Easy to manage app to go With a brilliant card Reviewed on: 29th March 2022

Can't fault it

Excellent service and the app is second to non Reviewed on: 29th March 2022

Great service

Easy to use app. Keeps me updated. I know exactly where I am with money Reviewed on: 29th March 2022

Low credit approval

I have had zopa now for a month and a bit I wasn't sure I'll be accepted due to having poor credit but was accepted within 10 minutes and had card with in 5 days, overall great credit card to have Reviewed on: 29th March 2022

Easy to use

I have nothing but praise for zopa from applying to using to controlling my spending zopa have been their to help with their excellent customer service. Reviewed on: 29th March 2022

Amazing

Brilliant and helpful so understanding there if you need it. Reviewed on: 29th March 2022

Excellent

Zopa is an excellent way to improve your credit score!! Reviewed on: 29th March 2022

Best credit card I've had and have!

With how quick money goes onto the card, the easy to use app and the easy application, you cannot go wrong with Zopa! I love it and hope to use it for a long time :) Reviewed on: 29th March 2022

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