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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

No problems

5
I've had no problems and the app is so easy to use Reviewed on: 26th January 2022

Great service

5
Great service app is great always options for them to help Reviewed on: 26th January 2022

Credit card

5
Best credit card provider by far , easy app to use and very informative . Reviewed on: 26th January 2022

Best credit provider

5
Communication with Zopa has been excellent whenever I deal with them. Reviewed on: 26th January 2022

Amazing customer service

5
Whenever I have had the need to contact Zopa they have always been pleasant, helpful and understanding xx Reviewed on: 26th January 2022

Understandable credit

5
Communication is great along with the simple easy to follow monthly payments. The App is very helpful and helps you keep on top of your credit. Reviewed on: 26th January 2022

Superb

5
Easy to use app, very clear and message when spending on card is invaluable. Reviewed on: 26th January 2022

Love it

5
Simple Straightforward and easy to use ... Reviewed on: 26th January 2022

Zopa are simply awesome

5
Zopa are very helpful, considerate and one of the cheapest lenders on the market. I simply cannot fault their service. Reviewed on: 26th January 2022

Great

5
Very good l no issues whatsoever. Better than most Reviewed on: 26th January 2022

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