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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

72% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Reminder

My experience with zopa has been really good! They send you reminders a week before your balance is due and simple and easy to use I would highly recommend zopa to friends and family. Reviewed on: 29th March 2022

Great card, great app.

Very pleased with this card. The app is easy to use and I particularly like that when you pay down the balance it is instantly credited, unlike most other cards. Stylish card design. Reviewed on: 29th March 2022

Customer service

My experience with zoopa was excellent, they helped me so much when I was in a difficult place. Very understanding people Reviewed on: 29th March 2022

Excellent card

Easy to manage app to go With a brilliant card Reviewed on: 29th March 2022

Can't fault it

Excellent service and the app is second to non Reviewed on: 29th March 2022

Great service

Easy to use app. Keeps me updated. I know exactly where I am with money Reviewed on: 29th March 2022

Low credit approval

I have had zopa now for a month and a bit I wasn't sure I'll be accepted due to having poor credit but was accepted within 10 minutes and had card with in 5 days, overall great credit card to have Reviewed on: 29th March 2022

Easy to use

I have nothing but praise for zopa from applying to using to controlling my spending zopa have been their to help with their excellent customer service. Reviewed on: 29th March 2022

Amazing

Brilliant and helpful so understanding there if you need it. Reviewed on: 29th March 2022

Excellent

Zopa is an excellent way to improve your credit score!! Reviewed on: 29th March 2022

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