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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Well informed

Very easy to use app, and keeps you well informed and up to date with where you are up to spending wise and they let you know when your payments are due in advance. ☺️Very happy customer. Reviewed on: 28th March 2022

Have several credit cards and nowhere comes close

Very friendly and helpful customer service. Never had a problem using my card just plain sailing Reviewed on: 28th March 2022

Zopa credit cards, good credit card

Zopa was just what I needed to help boost my credit score, good service and communication channels Reviewed on: 28th March 2022

Great card

Very user friendly. When you make a payment it is available very fast. Also great for budgeting with the app Reviewed on: 28th March 2022

Its a very good company i would highly recommend it to my friends

I have been happy with my credit limit and my payment plan , very easy to set the app up enjoying my experience with zopa Reviewed on: 28th March 2022

i love zopa

Zopa is extremely easy to navigate, they keep you up to date with every little detail and allow you to change things as you wish! I always recommend them to people Reviewed on: 28th March 2022

Excellent service !

I only have words of praise for this financial institution! It really understands the needs of its clients, I have full confidence and if I had to recommend it, I would do it strongly! Reviewed on: 28th March 2022

Amazing

Simple no messing good company. Reviewed on: 28th March 2022

A real boost to my finances

I have been let down by many banks or financial services but Zopa has been a breath of fresh air. Thank you Reviewed on: 28th March 2022

Easy and helpful

Zopa having been amazing from the start. Very helpful and understanding with quick support. The app Zopa app is very useful, easy to understand and gives you complete control of your finances. Reviewed on: 28th March 2022

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