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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very simple and easy to use

Zopa is by far one of the best credit cards out there, the mobile app makes it so simple to track your spending and account is automatically credited when you make a payment to it which i believe takes 3-5 days for payments to appear with their competitors! Reviewed on: 29th March 2022

Excellent

Easy to use app, good customer services and an all round great card Reviewed on: 29th March 2022

Excellent fully recommend

This is the best card iv ever had easy to use the app is amazing very simple everything is to hand excellent experience excellent customer service Reviewed on: 29th March 2022

great card with great deals. low cost note 100 for zopa card

in addition to a great credit card, there is excellent service at the help center. thank you zopa Reviewed on: 29th March 2022

Good credit card easy to use

Easy to sign up and use don’t need good credit Reviewed on: 29th March 2022

Very happy

Very easy to use will recommend Reviewed on: 29th March 2022

fantastic

i'm happy to have a zopa card it's easy to use with the app i manage everything easily i make payments in stores and online i recommend it to everyone Reviewed on: 29th March 2022

Amazing service

Such great service, helped me with some of my costs for my wedding in July. So thank you! Reviewed on: 29th March 2022

Great start up credit card

having found other cards hard to access. zopa is a great card for people with low scores.. it is easy to follow and understand how the card works. love the card and app. Reviewed on: 29th March 2022

Reminder

My experience with zopa has been really good! They send you reminders a week before your balance is due and simple and easy to use I would highly recommend zopa to friends and family. Reviewed on: 29th March 2022

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