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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Best ever

In my time as an adult, I'm now 50, the credit card and bank card industry seem to have failed me personally, with the added security that Zopa has included both to make sure transactions are yours, but that you can't over spend or overdraw monies. I love it. Reviewed on: 28th March 2022

Awesome company really easy online and very helpful

The company are awesome really helpful so easy to understand and app has good advice to improve your ratings etc Reviewed on: 28th March 2022

Pleasure to deal with

Always available no hassle always informative Reviewed on: 28th March 2022

Easy to apply great app

I find this app very easy to use, they send a message as soon as u use your card, and advise u if there is any better products for you. App is convient and simple to use. Reviewed on: 28th March 2022

Satisfied

I m satisfied to use Zopa,good interest quick app very prompt and good service Reviewed on: 28th March 2022

Fantastic

So easy to set up on the app lovely staff no issues at all Reviewed on: 28th March 2022

Hassle free

No problems with this credit card. Best decision I made , I would recommend zopa to everybody . Reviewed on: 28th March 2022

Great service

Friendly and reliable great service Reviewed on: 28th March 2022

Top credit card

No problems and all good., card received quickly and no issues as yet. Reviewed on: 28th March 2022

Excellent service

Always willing to help with any issues and solve them almost instantly. Reviewed on: 28th March 2022

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