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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zoopa helped me

Zoopa helped me out to get my credit score up looking to get a mortgage and the zoopa credit card is helping me build my credit score Reviewed on: 28th March 2022

Quality Credit Cards

Service is really good, payments show straight away, they give you a fair amount to suit your budget. Reviewed on: 28th March 2022

brilliant

Great card easy ways to pay and check balance Reviewed on: 28th March 2022

Love it!

Love how easy it is to name my money Reviewed on: 28th March 2022

Highly recommended

Very good experience, easy application, easy payments, easy app to use. Reviewed on: 28th March 2022

Great app extremely user friendly

Great app, user friendly amazingly quick, transfer money in seconds, great design, would recommend for all ages! Reviewed on: 28th March 2022

Great customer service

Easy to use. Great customer service. Secure and safe use. I receive a message right after my card is used Reviewed on: 28th March 2022

Great card

Loved it and easy to use, easy to use Reviewed on: 28th March 2022

Great

I'm happy with Zopa and they are kind with customer service Reviewed on: 28th March 2022

Simplicity is key

Truly the best experience I've had. The process if getting approved getting a card was seamless. Using the app is fantastic, honestly the best out of all my cards. Couldn't tell you what there customer service is like because I've never had to call them!! Reviewed on: 28th March 2022

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