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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Easy and helpful

Took me a few minutes and had the help of a worker to find the best deal to me Reviewed on: 29th March 2022

Amazing!

Easy application and quickly processed to get you going Reviewed on: 29th March 2022

Very good

I am so happy with zopa Just I want to standing my limited Reviewed on: 29th March 2022

Simplicity at its best

Such an easy application process from start to finish with an easy to understand app and helpful customer service. What more could you want. Reviewed on: 29th March 2022

Very helpful when the service is needed

Always good to have a backup account of credit just in case you hit a rough patch, Zopa helped when I did exactly that. Reviewed on: 29th March 2022

Great

Great company giving people with low credit scorse to give them the chance of a credit card. Reviewed on: 29th March 2022

Easy and simple

App is easy and very clear to use helps you with your finances Reviewed on: 29th March 2022

Excellent

Satisfied customer here and excellent customer support Reviewed on: 29th March 2022

Brilliant company great customer service

Interest charge is fair very understanding company and the app is so easy to use Reviewed on: 29th March 2022

Quick and easy ap.

Zopa so easy to apply for . The ap is easy to navigate and competitive interest rates Reviewed on: 29th March 2022

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