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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Understanding and helpful

The app is very easy to use everything on hand to see where my finances have been used and paid, keeping an eye on what my credit score is which in turn allow me to feel that I am a person and not a statistic and nice to be trusted. Reviewed on: 28th March 2022

Amazing

Zopa have been amazing, I have a credit card with them and they have been very helpful whenever I have rang to speak with anyone about it, the process to get the card was very fast and easy couldn’t recommend enough Reviewed on: 28th March 2022

Easy to manage

Great service which is easy to use and manage Reviewed on: 28th March 2022

Cant fault

Did what I wanted and expected, no issues at all Reviewed on: 28th March 2022

Excellent good value

Great customer service excellent card Reviewed on: 28th March 2022

Good service

Nice l like to the credit card so wonderful amazing Reviewed on: 28th March 2022

Outstanding service

Easy to manage, best credit card I’ve had. Outstanding service! Reviewed on: 28th March 2022

Cosmin

It is a really good credit card to have Reviewed on: 28th March 2022

Fantastic

Ever since i have my Zopa card, everything has become easier for me. The interest does not hut when applied either great card to have Reviewed on: 28th March 2022

Helpful

Zopa has helped me balanced my finances and allowed me to build my credit. Reviewed on: 28th March 2022

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