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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

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4.93

Based on 40,271 reviews, last reviewed 14th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Best card

Best customer services and very good providers Reviewed on: 26th January 2022

Great Company

They have been great for me. Good app that services and updates your every need. Good visualisation of all that happens on your account. Best credit card provider I have ever used. 5 Stars⭐⭐⭐⭐⭐ Reviewed on: 26th January 2022

Totally would recommend

Never had any issues with Zopa since having my catd Reviewed on: 26th January 2022

Smart and professional

Never had a bad experience with Zopa, would most definitely recommend and use them for the foreseeable future. Reviewed on: 26th January 2022

Zopa review

Excellent all round service! Plus good And helpful information regarding improving gredit score. Would highly recommend this company. Reviewed on: 26th January 2022

Great, Simple and Brilliant.

Great Bank. So easy easy to apply with a fantastic app that makes it really simple to keep track of spending. I love the fact that you can make payments through the app and it clears straight away. Reviewed on: 26th January 2022

The Best

The app is very fast that when you pay it will be posted within a few seconds unlike other companies that will take 2 business days onwards Reviewed on: 26th January 2022

Zopa so zuper

Zopa credit card is the best ….the apps is amazing and the application was straight forward …. Reviewed on: 26th January 2022

Quick and good features

The overall process was a quick and easy one with the inclusion of features not available on other banking apps. I have not regretted the decision to take an account. Reviewed on: 26th January 2022

Great company

Have a loan and credit card from Zopa. Best part is letting you know the success of your application without affecting your credit score. App for dealing with your account is great and they also send you reminders for payments due to come out of your account in advance which is always helpful. Once my loan was approved I was given a monthly payment date but you also get the option to change to a different date. Don't have a top end credit score but interest rates were much lower than other companies Reviewed on: 26th January 2022

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