Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Awesome service always and great app

When you call in they are always friendly and helpful. If you have a problem they happily find a resolution and the app is quick and easy to use Reviewed on: 28th March 2022

Good service friendly an helpful

Love having this card it came in hand when I needed help an very great full to have the opportunity to have a card with Zopa Reviewed on: 28th March 2022

Zopa card

I've had a very positive experience with my zopa card I'm glad i applied i definitely recommend this card to everyone Reviewed on: 28th March 2022

I like soup

I like soup because you can make payments and save money Reviewed on: 28th March 2022

The best

I found this bank very good and easy. They was helping me when no one couldn't help me. Thank you Zopa. Reviewed on: 28th March 2022

Good service

Easy to use the app, no hassle which is very important. Reviewed on: 28th March 2022

great company!!

Zopa is a great company. It is easy to get accepted and the rates are fab! Really helped my credit score. thank you Zopa!! Reviewed on: 28th March 2022

Great place to get a credit card. X

Easy to use easy to pay off, they give you what you can afford and don't up your credit until they know you can manage it. Reviewed on: 28th March 2022

Great

No problems and very efficient service Reviewed on: 28th March 2022

Super

Super informative app and easy to navigate. Let’s you keep control of your spending. Great card, cannot recommend highly enough Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Post Office 2.28 from 113 reviews
Choice Rewards Credit Card
from Lloyds Bank 3.94 from 13 reviews
Credit card
from Zable 4.94 from 56394 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub