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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 40,271 reviews, last reviewed 14th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025
Madalin D's avatar
Madalin D

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
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David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Great credit and very easy app to use, excellent customer if you need to contact zopa.

5
Great credit and very easy app to use, excellent customer if you need to contact zopa Reviewed on: 26th January 2022
Daniel law's avatar
Daniel law

Excellent

5
Very easy application and a very fast response plus speedy delivery of the card Reviewed on: 26th January 2022
Kolyn mayall's avatar
Kolyn mayall

My review

5
It's fab ......................... Reviewed on: 26th January 2022
Donna Hart's avatar
Donna Hart

A-mazing

5
I more than a bank, I love the fact that they give notification each spend so you can keep an eye on balance as well as borrowing power and lots of deals. Reviewed on: 26th January 2022
Nicola McDonald's avatar
Nicola McDonald

Manageable Credit

5
With Zopa, I’m able to take control of my credit by using a cushion option. Reviewed on: 26th January 2022
Nacanieli Tupou's avatar
Nacanieli Tupou

Excellent service

5
Very easy to get credit card and give you a limit what you can afford so you don’t get in debt not like some companies who don’t really care if you can’t afford the debt or not Reviewed on: 26th January 2022
Marktaylor's avatar
Marktaylor

Excellent

5
It’s so easy for everything to use,talk too Reviewed on: 26th January 2022
Sue Ryan's avatar
Sue Ryan

Straightforward, easy borrowing

5
Zopa offers me a very easy to use and understand borrowing option. Can’t fault it! Reviewed on: 26th January 2022
Andrew Twaddell's avatar
Andrew Twaddell

I like Zopa

5
This sarvice is very good I’m happy with Zopa Reviewed on: 26th January 2022
Tasrick Ahamed's avatar
Tasrick Ahamed

Great card

5
I'm really happy with the experience of using the credit card , it's really easy to apply and it's a quick process. Reviewed on: 26th January 2022
Simonas's avatar
Simonas

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