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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Brilliant card and communication, App user friendly :-)

Not a problem at all needing to know anything I need to know. Constant updates - Excellent Service Reviewed on: 29th March 2022

Fantastic

Zopa has made my life so much easier and the app is so easy to use aswell. Thank you Reviewed on: 29th March 2022

Front runners

Zopa account is simple and easy to use no hidden charges exactly what they say excellent Reviewed on: 29th March 2022

Great card

Fast easy to use card,with great customer service Reviewed on: 29th March 2022

Easy to use card

very easy and straightforward steps Reviewed on: 29th March 2022

Credit builder

Zopa have a great card that is helping me rebuild my credit score. Also having a saving account with them is also a great touch. 8t 8s so easy to use Reviewed on: 29th March 2022

Excellent

Zopa gives me every information I need to know for a wonderful financial experience. Reviewed on: 29th March 2022

Easy to use, love the tips

This card is easy to use, I love the extra features like the tips and reminders. Everything is clear and easy to understand Reviewed on: 29th March 2022

Excellent company

I have no problems with this company Reviewed on: 29th March 2022

Quick and easy to use

It was easy to sign up to Zopa and the credit card arrived quickly. The app and interface is quick and responsive. I would recommend using Zopa to family and friends. Reviewed on: 29th March 2022

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