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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great credit card

I had a poor credit rating and applied to Zopa and was accepted, easy app to navigate and they tell you what you have spent and what you have left on your card ,thank you Zopa for getting my credit score back on track . Reviewed on: 29th March 2022

Great card

Great card if used responsibly helped me up my credit rating by 77 Reviewed on: 29th March 2022

Best credit card I've had

I have applied for a couple of cards but this was the best rating and a sip me app to go with it. Reviewed on: 29th March 2022

Amazing Service

Superb Card, with outstanding customer services to match Love the ability to reserve credit and block it off Reviewed on: 29th March 2022

The app is easy to use

Had no trouble excellent service the app is quick and easy Reviewed on: 29th March 2022

Brilliant

Just had no trouble just been really easy to use Reviewed on: 29th March 2022

Amazing

These guys are amazing great benefits, easy payments and as straight forward as making a cuppa ,you can get them on phone or online chat easily so amazing job guys Reviewed on: 29th March 2022

Affordable and easy to apply no fuss or headaches

Easy to apply , no complicated words or hidden meanings, you get your card in exact time they will say they deliver , you get the app so easily track what you spend and how much you have left , small fee competing with other credit card companies. Reviewed on: 29th March 2022

Easy banking

Easy to set up, easy to use. Great service Reviewed on: 29th March 2022

Brilliant card and communication, App user friendly :-)

Not a problem at all needing to know anything I need to know. Constant updates - Excellent Service Reviewed on: 29th March 2022

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