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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
81% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

easy process

5
really simple and easy to apply and the App works really well :-) Reviewed on: 26th January 2022

Easy, simple and accurate

5
Whether application, usage or management, the service and card is easy and efficient. The app is seamless and fast. Overall, I am very pleased with my choice Reviewed on: 26th January 2022

Very good and quick

5
Iv had Zopa for bout a year and very happy with it Reviewed on: 26th January 2022

My happy card.

5
Just what the doctor ordered. Very pleased to have this card so easy to use and understand. Reviewed on: 26th January 2022

Annual Bank awards

5
Excellent mobile app I find keeping track of my spending is easy Reviewed on: 26th January 2022

Happy

5
Happy with zopa limits and increases Reviewed on: 26th January 2022

Review

5
Great for a young adult with their first credit card and managing payments Reviewed on: 26th January 2022

Customer service

5
Excellent all round customer service very approachable Reviewed on: 26th January 2022

Excellent credit card advices a couple of my friends to get one which they have done do

5
Alway take my card with me never had any problems with using it and always get reminders for when it’s due date is great card Reviewed on: 26th January 2022

Fantastic service

5
Easy and simple and quick service couldn’t fault it Reviewed on: 26th January 2022

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