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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Simply simple money.

I love Zopa because it's such a fresh modern take on banking, but in a way that's completely transparent and relatable. Zopa makes it easy to understand what I'm doing with my money so I can't go wrong. Reviewed on: 28th March 2022

Great!

Great company to have a credit card with Reviewed on: 28th March 2022

So easy to use - 10/10

I have used Zopa for just coming up to a year. I have found them very helpful when I’ve had a query and the app is simple and easy to use, honestly can’t fault them. Reviewed on: 28th March 2022

Absolutely brilliant

I love my zopa card, I get a message each time I use the card, very easy to use app and my balance is updated as soon as I make a payment. Zero complaints from me. Happy customer Reviewed on: 28th March 2022

Great service

Great easy app no messing about easy to make payments . I’m very happy with how easy the hole process was Reviewed on: 28th March 2022

Excellent service

Absolutely good, good card and easy to use Reviewed on: 28th March 2022

Brilliant and fantastic

Fantastic company easy to use app. Fantastic service for anyone wanting to build up their credit score. Highly recommended. Reviewed on: 28th March 2022

Brilliant bank!

Everything really easy to understand and the app is excellent. Reviewed on: 28th March 2022

Excellent service and simple to use

Zopa have been an excellent credit builder for me, easy to use and great customer service. Thank you Zopa Reviewed on: 28th March 2022

Best Out There!

Zopa is a fantastic tool to use to build my credit score whilst offering me useful detailed information on how best to improve my overall credit score. A kind credit card. Love Zopa! Reviewed on: 28th March 2022

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