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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44345)

Brilliant Card

5
Account is so easy to use, no small print that will catch you out. Fees are minimal. Genuinely just so easy to use. Reviewed on: 29th March 2022
Victoria Baird's avatar
Victoria Baird

Effectively efficient

5
Best feature is make a payment and your account is credited immediately... great service too.. Reviewed on: 29th March 2022
Lynne Atkins's avatar
Lynne Atkins

Really good

4
Just high rates but is more than a credit card! Reviewed on: 29th March 2022
Jaydene Andrews's avatar
Jaydene Andrews

Honest review

5
If you have no credit history this is a great tool to increase it. With small limits you can’t get into any trouble. Reviewed on: 29th March 2022
Jo's avatar
Jo

Perfect to begin my improvement/rebuild !!!

5
Easy application. Guidance through using to improve my credit rating Reviewed on: 29th March 2022
Andrew Ford's avatar
Andrew Ford

Amazing

5
I love zopa, easy to use and understand I have recommended it to friends and family. Reviewed on: 29th March 2022
kayleighclerkin86@gmail.com's avatar
[email protected]

Great

4
Great service. Great customer service Reviewed on: 29th March 2022
Dan Wilkins's avatar
Dan Wilkins

Great

5
Easy to use, great app, no issues at all Reviewed on: 29th March 2022
Lisa's avatar
Lisa

Zopa is above my expectation

5
Best service I have ever have on credit cards Reviewed on: 29th March 2022
Haseeb Farrukh's avatar
Haseeb Farrukh

Excelent service

5
Easy application great app and service Reviewed on: 29th March 2022
Vicky Hunt's avatar
Vicky Hunt

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