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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
81% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Easy to use always upfront with regards to what you owe and when it needs to be paid

5
Highly recommend Zopa easy to use always upfront with costs and payment days :):) Reviewed on: 26th January 2022

Banking made easy

4
I have found a bank like me, easy going and no hassle . All banks should have this approach for there customers. Reviewed on: 26th January 2022

Brill

5
Excellent service, easy to use app Reviewed on: 26th January 2022

Zopa is so easy to use and so helpful when setting it up

5
I have recommended Zopa to so many friends and family !! I love it Reviewed on: 26th January 2022

Zopa reveiw

5
Helpful quick responding, easy online account. Have not been with these long but been great Reviewed on: 26th January 2022

Absolutely banging.

5
Best credit company around end of. Reviewed on: 26th January 2022

Never had any issues

5
I've been with zopa about a year and from their customer service to making my life easier on the app I honestly could not fault it. Everything is easy and clear in the application process and once you have your online presence on the app it is very easy to manage. Highly recommend. Reviewed on: 26th January 2022

Best I've ever used

5
Excellent app, clear terms and conditions. Love it. Reviewed on: 26th January 2022

Amazing

5
Simply to use and updates and reminders Reviewed on: 26th January 2022

Highly recommended

5
From start to finish I have had a great experience. From communication, customer service and the APP Reviewed on: 26th January 2022

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