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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Never a problem with getting a response to a query and friendly service staff

Information always up to date and any queries dealt with Reviewed on: 28th March 2022

Easy app!

Quick and easy application process! App is great to keep tabs on what you spend! Reviewed on: 28th March 2022

No hassle quick reliable service

Been with zopa now for 9 months and it has helped my credit rating and always inform of payment due. Mr Dawkins Reviewed on: 28th March 2022

Quick and easy

I’ve had no problems and it was quick and easy Reviewed on: 28th March 2022

Great card

Great card for me, great app no problems at all. Easy to understand information Reviewed on: 28th March 2022

Zopa

Absolutely fabulous, love how easy it is to make repayments whenever I want to. Reviewed on: 28th March 2022

Fantastic

Great company, never had any issues, my card of choice Reviewed on: 28th March 2022

Very good

Very good company,easy to use a friendly service. Reviewed on: 28th March 2022

Very professional

It’s a pleasure to use this company very competent and pleasurable staff. I have never phoned up and not heard a question answered I would recommend this company to anybody. Reviewed on: 28th March 2022

Really good

Help me when I needed it :) easy to use! Reviewed on: 28th March 2022

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